Xero MCP starts at $7/month on the Lite plan.
Verified Aug 2026 from the official pricing page.
Is Xero MCP worth the price?
Xero MCP's pricing is fair for small businesses needing structured accounting automation, with the Lite tier at $7/mo offering strong entry-level value and the Premium tier at $75/mo providing comprehensive tools for growing firms.
However, the lack of a free trial or free tier makes it less accessible for casual users, and the Starter tier at $29/mo feels expensive relative to its limited 20-invoice cap. Best for solopreneurs and small teams who want a scalable, all-in-one accounting solution without per-seat complexity.
Pricing Plans
Lite
$1.40 / mo for first 3 months, then $7/mo
Everything in all plans, plus:
- Send 5 invoices and quotes
- Reconcile bank transactions
Starter
$5.80 / mo for first 3 months, then $29/mo
Everything in all plans, plus:
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
- 30 day cash flow forecast
- Visualize performance with graphs
Standard
$10 / mo for first 3 months, then $50/mo
Everything in all plans, plus:
- Send invoices and quotes
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Bulk reconcile transactions
- Tailored financial health scorecards
- 60 day cash flow forecast
- Visualize performance with graphs
- Customize performance dashboards
Premium
$15 / mo for first 3 months, then $75/mo
Everything in all plans, plus:
- Send invoices and quotes
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Bulk reconcile transactions
- Use multiple currencies
- Tailored financial health scorecards
- Analyze KPIs and ratios
- 180 day cash flow forecast
Included in all plans
- Accept online invoice payments
- Smart Document Capture
- View real-time reports
How Xero MCP compares
2 of 5 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Xero MCP | $7/month | No |
| Sage Intacct | No public price | No |
| Zoho Books | $15/month | Yes |
| FreshBooks | $23/month | No |
| Wave | $15.83/month | Yes |
| Akaunting | $12/month | No |
Xero MCP Pricing FAQ
How much does Xero MCP cost?
Xero MCP starts at $7/month on the Lite plan. It offers 4 paid tiers ranging from $7/month to $75/month.
Does Xero MCP have a free plan?
Xero MCP does not offer a permanent free plan. Paid plans are required from day one.
What is the cheapest Xero MCP paid plan?
The cheapest paid plan for Xero MCP is "Lite" at $7/month. Key features include: Send 5 invoices and quotes, Accept online invoice payments, Reconcile bank transactions.
What are alternatives to Xero MCP?
Alternatives to Xero MCP include Sage Intacct, Zoho Books, FreshBooks, Wave. Zoho Books starts at $15/month; FreshBooks starts at $23/month; Wave starts at $15.83/month.
Xero MCP alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Xero MCP pricing — www.xero.com/pricing (verified Aug 2026)
- Cite this data: Toolradar, Xero MCP pricing verified Aug 2026, toolradar.com/tools/xero-mcp/pricing
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