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Microsoft Dynamics 365 vs Zoho CRM: Pricing and Ratings Compared (2026)

Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Microsoft Dynamics 365 and Zoho CRM side by side. This page compares data; it is not a hands-on review.

On the data: On the data below, Zoho CRM leads on a free plan. We do not name an overall winner for this pair.

Data comparison compiled by Toolradar, not hand-reviewed Methodology
Data comparison 17,420 user reviews compared Pricing checked Oct 14, 2026

Short on time? Here's the quick answer

Based on published vendor pricing and features and on public review data, here's who should pick what:

Microsoft Dynamics 365

Enterprise CRM and ERP cloud solution

Best for you if:

  • • You want utilizes AI-driven agents across CRM and ERP applications to enhance business processes and innovation

Zoho CRM

Affordable sales and customer management for cost-conscious organizations

Best for you if:

  • • You want a free tier before you commit
At a glance: Microsoft Dynamics 365 vs Zoho CRM
At a Glance
Microsoft Dynamics 365 Microsoft Dynamics 365
Zoho CRM Zoho CRM
Starts at
From $65/user/mo, billed monthly Sales Professional plan
Free plan, paid from $14/user/mo, billed yearly Standard plan
Category
CRM Sales
CRM Sales
Rating
4.1/5 Capterra 4.4 · G2 3.8 7,475 reviews 4.2/5 Capterra 4.3 · G2 4.1 9,945 reviews
Free plan
No Yes
Watch out for
Potential for data storage overage fees Free plan is limited to 3 users with basic features, outgrown quickly

Choose Microsoft Dynamics 365 or Zoho CRM?

Microsoft Dynamics 365

Choose Microsoft Dynamics 365 if

  • You want utilizes AI-driven agents across CRM and ERP applications to enhance business processes and innovation
  • You want offers a comprehensive suite of applications covering sales, service, finance, supply chain, and project operations
Zoho CRM

Choose Zoho CRM if

  • You want a free tier before you commit
  • You want affordable CRM
  • You want good features for price

In-Depth Analysis

Microsoft Dynamics 365 Microsoft Dynamics 365

Enterprise CRM and ERP cloud solution

Good value

Microsoft Dynamics 365 offers a competitive pricing structure, particularly for its Enterprise CRM and ERP solutions.

Watch out

Potential for data storage overage fees

Strengths

  • Pro: Utilizes AI-driven agents across CRM and ERP applications to enhance business processes and innovation.
  • Pro: Offers a comprehensive suite of applications covering sales, service, finance, supply chain, and project operations.
  • Pro: Provides significant cost savings, with one customer reporting a 40% reduction in total cost of ownership compared to previous solutions.
  • Pro: Improves operational efficiency and productivity through generative AI, automation, IoT, and Mixed Reality capabilities.
  • Pro: Highly flexible and adaptable, allowing businesses to customize solutions with apps from Microsoft Marketplace to meet specific industry needs.

Weaknesses

  • Con: The extensive range of applications and features might lead to a steep learning curve for new users.
  • Con: Implementation and integration with existing systems could be complex and require significant resources.
  • Con: Pricing structures are not immediately transparent and require exploring different options for each application, potentially leading to unexpected costs.

Key features

Sales Customer service Marketing Finance Supply chain

Zoho CRM Zoho CRM

Affordable sales and customer management for cost-conscious organizations

Great value

Zoho CRM is the best value in the CRM market, full-featured at a fraction of competitors' prices.

Watch out

Free plan is limited to 3 users with basic features, outgrown quickly

Strengths

  • Pro: Affordable CRM
  • Pro: Good features for price
  • Pro: Zoho ecosystem
  • Pro: AI assistant (Zia)
  • Pro: Customizable

Weaknesses

  • Con: UI less polished
  • Con: Learning curve
  • Con: Integration quirks
  • Con: Support varies
  • Con: Mobile apps basic

Key features

CRM Sales automation Analytics AI assistant Customization Zoho ecosystem

Plans and prices: Microsoft Dynamics 365 vs Zoho CRM

Plans and prices of Microsoft Dynamics 365 and Zoho CRM, as read on each vendor's pricing page. Each plan keeps its own billing unit.
Tool Plans and prices Source
Microsoft Dynamics 365
  • Sales Professional: $65/user/mo, billed monthly
  • Sales Enterprise: Custom pricing
  • Business Central Essentials: $70/user/mo, billed monthly
  • Business Central Premium: $100/user/mo, billed monthly
dynamics.microsoft.com read Oct 7, 2026
Zoho CRM
  • Free: Free
  • Standard: $14/user/mo, billed yearly
  • Professional: $23/user/mo, billed yearly
  • Enterprise: Custom pricing
  • Ultimate: Custom pricing
zoho.com/en-us/crm/zohocrm-pricing.html read Oct 14, 2026

Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Microsoft Dynamics 365 pricing and Zoho CRM pricing.

Key Takeaways

Microsoft Dynamics 365

  • Choose if you want enterprise CRM and ERP cloud solution

Zoho CRM

  • Has a free plan

What the data shows

On the data below, Zoho CRM leads on a free plan. We do not name an overall winner for this pair.

  • User ratings are within 0.2 points (4.1/5 from 7,475 reviews for Microsoft Dynamics 365, 4.2/5 from 9,945 reviews for Zoho CRM).
  • Entry prices are not ranked, they are charged on different bases: Microsoft Dynamics 365 $65/user/mo, billed monthly; Zoho CRM $14/user/mo, billed yearly.
  • Only Zoho CRM has a free plan.

Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate

Frequently Asked Questions

How do Microsoft Dynamics 365 and Zoho CRM compare in 2026?

On the data below, Zoho CRM leads on a free plan. We do not name an overall winner for this pair. User ratings are within 0.2 points (4.1/5 from 7,475 reviews for Microsoft Dynamics 365, 4.2/5 from 9,945 reviews for Zoho CRM). Entry prices are not ranked, they are charged on different bases: Microsoft Dynamics 365 $65/user/mo, billed monthly; Zoho CRM $14/user/mo, billed yearly. Only Zoho CRM has a free plan.

What are Microsoft Dynamics 365 and Zoho CRM used for?

Microsoft Dynamics 365: Enterprise CRM and ERP cloud solution. Zoho CRM: Affordable sales and customer management for cost-conscious organizations.

What does Microsoft Dynamics 365 cost vs Zoho CRM?

Microsoft Dynamics 365's cheapest paid plan is Sales Professional at $65/user/mo, billed monthly. Zoho CRM's cheapest paid plan is Standard at $14/user/mo, billed yearly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Oct 14, 2026.

What's the main difference between Microsoft Dynamics 365 and Zoho CRM?

Microsoft Dynamics 365's main strength: utilizes AI-driven agents across CRM and ERP applications to enhance business processes and innovation. Zoho CRM's main strength: affordable CRM.

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