Bestow

Bestow provides an end-to-end life insurance technology platform designed for carriers to streamline their operations from sales to claims. It offers a comprehensive suite of tools for digital sales enablement, application processing, underwriting, policy issuance, administration, and claims initiation. The platform aims to accelerate product launches, reduce per-policy costs, and enhance the customer and agent experience through automation and data-driven insights. The platform is built for life and annuity carriers looking to innovate and modernize their legacy systems. It helps them bring new products to market in months instead of years, achieve significant cost reductions, and improve conversion rates through a frictionless digital sales process. Bestow's intelligence suite further empowers carriers with actionable analytics, sophisticated data modeling, and predictive analytics to optimize performance, understand customer journeys, and make more accurate long-term risk decisions. Bestow's offerings include a modern sales portal for agents, a multi-channel application experience, a sophisticated rules engine for underwriting, a streamlined underwriter workbench, digital checkout and bind processes, automated policy issuance, and a branded customer portal for self-service. It also features an Innovation Lab for ongoing research into data-driven solutions, including AI Underwriter Assist for parsing medical records and real-time API data delivery for fraud prevention.