Coconut starts at $10.42/month on the Essentials plan.
Verified Sep 2026 from the official pricing page.
Is Coconut worth the price?
Coconut's pricing is fair, especially for the Essentials tier at $99.99 per year, offering robust accounting features for sole traders.
The MTD and Self Assessment tiers at $129.99 per year provide specialized tax filing capabilities at a reasonable premium. This pricing structure is best for self-employed individuals and landlords seeking comprehensive yet affordable accounting and tax management.
Pricing Plans
Free TrialEssentials
$99.99 / year
Everything in all plans.
MTD
$129.99 / year
Everything in all plans, plus:
- Make quarterly Making Tax Digital updates quickly and easily
- Submit the Making Tax Digital end of year Tax Return
Self Assessment
$129.99 / year
Everything in all plans, plus:
- File your Self Assessment directly to HMRC
Full
$159.99 / year
Everything in all plans, plus:
- Make quarterly Making Tax Digital updates quickly and easily
- Submit the Making Tax Digital end of year Tax Return
- File your Self Assessment directly to HMRC
Included in all plans
- Connect accounts from 30+ banks and credit cards
- Track your income and expenses throughout the year with our sole trader accounting app
- !Coconut on both mobile and desktop
- Send and track unlimited branded invoices
- Always know how much tax to set aside
- Easily share access with your accountant
- Claim as an allowable business expense on your tax return
Hidden Costs & Gotchas
No monthly payment option shown on pricing page, only annual.
Features like MTD and Self Assessment are add-ons.
How Coconut compares
2 of 5 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Coconut | $10.42/month | No |
| FreshBooks | $23/month | No |
| Wave | $15.83/month | Yes |
| Xero | $25/month | No |
| Zoho Books | $15/month | Yes |
| Bench | $189/month | No |
Coconut Pricing FAQ
How much does Coconut cost?
Coconut starts at $10.42/month on the Essentials plan. It offers 4 paid tiers ranging from $10.42/month to $16.67/month.
Does Coconut have a free plan?
Coconut does not offer a permanent free plan. A free trial is available.
Does Coconut offer a free trial?
Yes. Coconut offers a free trial.
What is the cheapest Coconut paid plan?
The cheapest paid plan for Coconut is "Essentials" at $10.42/month. Key features include: Connect accounts from 30+ banks and credit cards, Track your income and expenses throughout the year with our sole trader accounting app, !Coconut on both mobile and desktop.
What are alternatives to Coconut?
Alternatives to Coconut include FreshBooks, Wave, Xero, Zoho Books. FreshBooks starts at $23/month; Wave starts at $15.83/month; Xero starts at $25/month.
Coconut alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Coconut pricing — www.getcoconut.com/pricing (verified Sep 2026)
- Cite this data: Toolradar, Coconut pricing verified Sep 2026, toolradar.com/tools/coconut/pricing
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