Coconut Pricing 2026
Plans, hidden costs, and alternatives compared
Prices last confirmed on Oct 19, 2026 on getcoconut.com. Same data as Markdown or JSON.
Cite this data: Toolradar, Coconut pricing verified Oct 2026, toolradar.com/tools/coconut/pricing
Coconut starts at $10.42/month on the Essentials plan.
Verified Oct 2026 from the official pricing page.
Is Coconut worth the price?
Coconut's pricing is fair, especially for the Essentials tier at $99.99 per year, offering robust accounting features for sole traders.
The MTD and Self Assessment tiers at $129.99 per year provide specialized tax filing capabilities at a reasonable premium. This pricing structure is best for self-employed individuals and landlords seeking comprehensive yet affordable accounting and tax management.
Pricing Plans
Free TrialEssentials
$99.99 / year
Everything in all plans.
MTD
$129.99 / year
Everything in all plans, plus:
- Make quarterly Making Tax Digital updates quickly and easily
- Submit the Making Tax Digital end of year Tax Return
Self Assessment
$129.99 / year
Everything in all plans, plus:
- File your Self Assessment directly to HMRC
Full
$159.99 / year
Everything in all plans, plus:
- Make quarterly Making Tax Digital updates quickly and easily
- Submit the Making Tax Digital end of year Tax Return
- File your Self Assessment directly to HMRC
Included in all plans
- Connect accounts from 30+ banks and credit cards
- Track your income and expenses throughout the year with our sole trader accounting app
- !Coconut on both mobile and desktop
- Send and track unlimited branded invoices
- Always know how much tax to set aside
- Easily share access with your accountant
- Claim as an allowable business expense on your tax return
Hidden Costs & Gotchas
No monthly payment option shown on pricing page, only annual.
Features like MTD and Self Assessment are add-ons.
How Coconut compares
2 of 5 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Coconut | $10.42/month, billing unit not specified | No |
| FreshBooks | $23/month, billing unit not specified | No |
| Wave | $19/month flat for the whole organisation | Yes |
| Xero | $27/month flat for the whole organisation | No |
| Zoho Books | $20/month flat for the whole organisation | Yes |
| Bench | $199/month flat for the whole organisation | No |
Coconut Pricing FAQ
How much does Coconut cost?
Coconut starts at $10.42/month on the Essentials plan. It offers 4 paid tiers ranging from $10.42/month to $16.67/month.
Does Coconut have a free plan?
Coconut does not offer a permanent free plan. A free trial is available for 14 days.
Does Coconut offer a free trial?
Yes. Coconut offers a free trial lasting 14 days.
What is the cheapest Coconut paid plan?
The cheapest paid plan for Coconut is "Essentials" at $10.42/month. Key features include: Connect accounts from 30+ banks and credit cards, Track your income and expenses throughout the year with our sole trader accounting app, !Coconut on both mobile and desktop.
What are alternatives to Coconut?
Alternatives to Coconut include FreshBooks, Wave, Xero, Zoho Books. FreshBooks starts at $23/month, billing unit not specified; Wave starts at $19/month flat for the whole organisation; Xero starts at $27/month flat for the whole organisation.
Does Coconut have a promo code or discount code?
As of October 19, 2026, Toolradar has no Coconut promo code, coupon or discount code on file. Coconut's own pricing page (https://www.getcoconut.com/pricing, read October 19, 2026) does list a 14-day free trial, so you can start without a code. The vendor's page says no credit card is needed to start the trial. Offers change, so confirm the terms at checkout.
Coconut alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Coconut pricing: www.getcoconut.com/pricing (verified Oct 2026)
- Cite this data: Toolradar, Coconut pricing verified Oct 2026, toolradar.com/tools/coconut/pricing
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