Every

Name: Every
Brand: Every
Price: 25 USD

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AI-native all-in-one finance and HR platform for startups

From $25/employee/mo, billed monthly (free plan available)

Freemium AI & Automation

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Reviews on Trustpilot

3 reviews tracked

The Bottom Line

Updated Nov 10, 2026

Price: From $25/employee/mo, billed monthly (free plan available). Compare plans

Key facts

Combines banking, payroll, bookkeeping, taxes, and incorporation into one AI-powered platform.
Features a natural language superintelligence that answers questions about your company's data.
Offers high-yield treasury accounts with up to 4.3% yield and FDIC coverage up to $3M.

Pros

All-in-one platform eliminates vendor sprawl
Real expert team (bookkeepers, CPAs, payroll specialists) included
AI-powered insights and answers from your company data

Cons

Not a bank itself; banking services are provided by partner banks
Primarily designed for startups, may not suit larger enterprises

What is Every?

Every is an AI-native all-in-one finance and HR platform designed for startups. It consolidates banking, corporate cards, bill pay, treasury, expense management, payroll, HRIS, benefits, tax filing, bookkeeping, and incorporation into a single system. The platform leverages a 'superintelligence' layer that automatically brings all company data into one system of record, enabling users to ask natural language questions and get insights across payroll, finance, people, and accounting. Every provides real expert support behind the software, including bookkeepers, payroll specialists, and tax professionals. Its treasury feature sweeps idle cash into T-bills and money market funds, earning up to 4.3% yield with FDIC insurance coverage up to $3 million. The platform handles multi-state payroll, compliance, and tax filings automatically, so founders and operations leaders can focus on building their business. Every also offers free Delaware C-corp incorporation, including EIN setup and founder equity structuring. With features like cashback on eligible debit card purchases, real-time burn tracking, and investor-ready books, Every aims to be the complete back office solution for startups.

Data compiled by Toolradar Pricing checked Nov 10, 2026 · How we evaluate

Source every.io

Ratings Across the Web

2.8 (3 reviews)

Every holds an aggregate rating of 2.8 out of 5 from 3 reviews across Trustpilot, last checked November 6, 2026.

Trustpilot 3 reviews

2.8/5

Ratings aggregated from independent review platforms. Learn more

Preview

Key Features

AI superintelligence for answering business questions
Banking, corporate cards, bill pay, and expense management
Multi-state payroll and HRIS with benefits administration
Corporate income tax filing, R&D tax credit, and bookkeeping
Free Delaware C-corp incorporation with EIN and 83(b) filing

Pricing Plans

Pricing checked Nov 10, 2026. Source: every.io/pricing, read Nov 10, 2026

Every plans and prices, checked November 2026
Plan	Price	Details
Incorporation	Free	One-time incorporation fee Free Delaware C-Corp incorporation Instant EIN retrieval Startup bank account +1 more Show less Tech-ready legal documents
Banking	Free	Business checking account Bill payments and corporate cards Domestic ACH, wire, and check payments +1 more Show less Up to 2% cashback on business spend
Investment and Cash Management	Free	Brokerage account Automated liquidity management Treasury bill rollover +1 more Show less Up to 4.3% APR on US Treasuries
HR, Payroll & Benefits	$25 / month per employee + $50/month	International contractor pricing is $40/user/month; EOR prices vary by region and salary. Payroll in 50 U.S. states Health, vision, dental, and 401k benefits Employee self-service and onboarding
Taxes	$1500 / year	Federal and state tax filings R&D tax credit Delaware franchise tax +1 more Show less 1099 filings
Bookkeeping	From $330/month	For companies just starting out, spending less than $20k/month, and using Every as their only bank account. After the special discount period, 10% off if you maintain $250K in checking. Dedicated bookkeeper Accrual basis bookkeeping Monthly financial statements +1 more Show less AI-enriched account categorization

Calculate your cost View full pricing

Is Every worth the price?

Good value

Every's pricing is generous for startups, offering free incorporation, banking, and cash management tiers that eliminate upfront costs.

The HR and payroll tier at $25/month per employee plus $50/month is competitive for small teams, while bookkeeping at $330/month is fair for early-stage companies. This platform is best for pre-seed to Series A startups seeking an all-in-one finance and HR solution.

Hidden Costs & Gotchas

$25/month per employee for HR and payroll

$50/month base fee for HR and payroll

$40/user/month for international contractor payments

Bookkeeping from $330/month for low spend

$1500/year for tax filings

Full Every pricing: every plan, hidden costs and alternatives

How Every's pricing compares

At $25/employee/mo, billed monthly, Every is mid-range of its 2 comparable direct competitors ($20 to $500/mo across the set).

Meshy

$20

Every

$25

Smartling

$500

Entry paid plan, monthly price, per employee, billed monthly. Pricing checked Nov 10, 2026.

Recent pricing updates

Changes we detected on the Every pricing page.

Nov 7, 2026 Prices first read on the vendor page: HR, Payroll & Benefits $25 per employee a month; Taxes $125 a month, billed annually; Bookkeeping $330 a month.

Reviews

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Every alternatives 6+ tools ranked, pricing + verdict per pick Every vs Meshy Head-to-head: features, pricing, who wins Every vs Brandfolder Head-to-head: features, pricing, who wins Every vs Bynder Head-to-head: features, pricing, who wins

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Every FAQ

Is Every a bank?

No, Every is a financial technology company, not a bank. Banking services are provided by Thread Bank, Member FDIC, which allows Every to offer checking accounts and corporate cards.

How does the treasury feature work?

Every automatically sweeps idle cash into U.S. Treasury bills and money market funds, earning up to 4.3% yield while keeping liquidity accessible. Accounts can have up to $3 million in FDIC insurance coverage.

Can I switch to Every if my company is already incorporated and using other tools?

Yes, you can switch at any time. Every's onboarding specialists guide you through transferring data from your existing banking, payroll, bookkeeping, and tax providers, typically completing the transition within a week without disrupting operations.

How does Every handle payroll in multiple states?

Every supports hiring employees and contractors in any state, automatically handling state registrations, withholdings, and benefits. This makes multi-state expansion straightforward without requiring an in-house HR team.

What is the cashback program?

Every offers up to 2% cashback on eligible debit card purchases. ATM withdrawals, money orders, cash equivalents, and account funding transactions are not eligible. Cashback is routed directly to you.

How does the AI superintelligence work?

Every's AI superintelligence brings all your company data (payroll, finance, people, accounting) into one system of record. You can ask natural language questions like 'How much am I spending on payroll?' and receive detailed answers with breakdowns by department, state, and over time.

What incorporation services does Every provide?

Every offers free Delaware C-corp incorporation, including EIN setup, 83(b) filing, and founder equity structuring. This simplifies starting a company with a durable corporate foundation.

Does Every have a promo code or discount code?

As of November 10, 2026, Toolradar has no Every promo code, coupon or discount code on file. Every's own pricing page (https://every.io/pricing, read November 10, 2026) does list a free plan, so you can start without a code. Offers change, so confirm the terms at checkout.

Source: every.io

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