Plooto Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is Plooto worth the price?

80/10

Plooto's pricing is fair, offering a clear progression of features.

The 'Go' tier at $9/month is a great entry point for small businesses, while 'Grow' at $32/month provides significant scalability. It's best for businesses looking for an all-in-one AP/AR automation solution with clear growth paths.

Pricing Plans

Free Trial

Go

$9 per month

Manage low client payment volumes and set up basic approval workflows
Automatic two-way sync
Streamline invoice processing with Plooto Capture (OCR)
Set basic approval workflows with 1 designated approver
Invite and collaborate with an unlimited number of clients and users
Conduct up to 5 domestic transactions per month from 1 connected bank account
Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
Send international payments with competitive exchange rates
Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

Starting from $32 per month

Scale payment and approval operations, create custom workflows
Automatic two-way sync
Streamline invoice processing with Plooto Capture (OCR)
Set custom approval workflows with multiple rules and unlimited approvers
Connect and transact from an unlimited number of bank accounts
Conduct unlimited domestic transactions per month
Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
Send international payments with competitive exchange rates
Accept payments with Pre-Authorized Debits (PAD) and credit card
Save on transactions with optional payment packages

Pro

Starting from $99 per month

Implement complex payment operations with advanced controls
Automatic two-way sync
Everything on Grow
Set controls on who can make changes to payment methods
Manage user access with single sign-on (SSO)
Access priority customer support
Set controls on who can make changes to approval rules
Automatically sync with Oracle NetSuite (available as an additional add-on)

Calculate your cost View full pricing

Hidden Costs & Gotchas

Transaction fees beyond included limits

Optional payment packages for 'Grow'

Oracle NetSuite sync is an add-on

International payment exchange rates

Which Plan Do You Need?

Small businesses, low volume

Growing teams, custom workflows

Enterprises, advanced controls

How Plooto Compares to Competitors

Compared to Bill.com, which can start around $49/month for basic features, Plooto's 'Go' tier at $9/month is significantly more affordable for entry-level users. For more advanced features, Plooto's 'Grow' at $32/month offers competitive value against solutions like Melio, which often have per-transaction fees or higher base costs for similar capabilities.

Plooto Pricing FAQ

How much does Plooto cost?

Plooto starts at $9/month on the Go plan. It offers 3 paid tiers ranging from $9/month up to $99/month.

Does Plooto have a free plan?

Plooto does not offer a permanent free plan. However, a free trial is available.

Does Plooto offer a free trial?

Yes, Plooto offers a free trial. No credit card is typically required to start the trial, though this may vary.

What is the cheapest Plooto paid plan?

The cheapest paid plan for Plooto is "Go" at $9/month. Key features include: Manage low client payment volumes and set up basic approval workflows, Automatic two-way sync, Streamline invoice processing with Plooto Capture (OCR).