Plooto

Name: Plooto
Brand: Plooto
Price: 9 USD
Rating: 4.3 (331 reviews)

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Streamline and simplify your business payments with all-in-one accounts payable and receivable automation.

From $9/mo, billed monthly, free trial

Paid Accounting Payment Processing Finance Invoicing

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4.3 (331 across the web)

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Reviews on G2 Capterra

331 reviews tracked

The Bottom Line

Updated Nov 1, 2026

Price: From $9/mo, billed monthly, free trial. Compare plans

Key facts

All-in-one platform for automating accounts payable and receivable.
Offers customizable approval workflows and integrates with major accounting software.
Supports diverse payment methods including checks, credit cards, ACH, EFT, and international transfers.

Pros

Significantly reduces time spent on payment processing and reconciliation (up to 40 hours/month).
Minimizes human error through automation and two-way accounting software sync.
Provides comprehensive cash flow visibility and control.
Offers flexible payment options and customizable approval processes.
Enhances security with world-class encryption and high-security infrastructure.

Cons

Requires company and personal identity verification for setup.
Bank account connection is necessary for payment processing.

What is Plooto?

Plooto is an all-in-one accounts payable and receivable software designed to give businesses, accounting firms, and finance teams total control over cash management. It simplifies manual payment and accounting processes by automating the complete payment cycle, from invoice management to reconciliation. Users can make and receive payments through various methods including physical checks, credit cards, ACH, EFT, and international transfers, all from a single, secure platform. The platform is built to reduce risk, stress, and operational inefficiencies by offering customizable permissions, approval workflows, and two-way synchronization with popular accounting software like QuickBooks, Xero, and NetSuite. This automation helps eliminate manual data entry, ensures timely payments, captures early-payment discounts, and provides clear cash flow visibility, allowing teams to focus on higher-value tasks and strategic growth.

Data compiled by Toolradar Pricing checked Nov 1, 2026 · How we evaluate

Source plooto.com

Ratings Across the Web

4.3 (331 reviews)

Plooto holds an aggregate rating of 4.3 out of 5 from 331 reviews across G2 and Capterra, last checked September 17, 2026.

Ratings aggregated from independent review platforms. Learn more

Key Features

Accounts Payable Automation
Accounts Receivable Automation
Online Check Payments (full-service printing and mailing)
Credit Card Acceptance
International Payments (40+ countries)
Automated Invoice Management
Pay by Card (using credit card for vendor payments)
Customizable Approval Workflows

Pricing Plans

Free Trial

Pricing checked Nov 1, 2026. Source: plooto.com/pricing, read Nov 1, 2026

Plooto plans and prices, checked November 2026
Plan	Price	Details
Go	$9 / month	Manage low client payment volumes and set up basic approval workflows Automatic two-way sync Streamline invoice processing with Plooto Capture (OCR) +6 more Show less Set basic approval workflows with 1 designated approver Invite and collaborate with an unlimited number of clients and users Conduct up to 5 domestic transactions per month from 1 connected bank account Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card Send international payments with competitive exchange rates Accept payments with Pre-Authorized Debits (PAD) and credit card
Grow	Starting from $32 per month	Scale payment and approval operations, create custom workflows Automatic two-way sync Streamline invoice processing with Plooto Capture (OCR) +7 more Show less Set custom approval workflows with multiple rules and unlimited approvers Connect and transact from an unlimited number of bank accounts Conduct unlimited domestic transactions per month Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card Send international payments with competitive exchange rates Accept payments with Pre-Authorized Debits (PAD) and credit card Save on transactions with optional payment packages
Pro	Starting from $99 per month	Implement complex payment operations with advanced controls Automatic two-way sync Everything on Grow +5 more Show less Set controls on who can make changes to payment methods Manage user access with single sign-on (SSO) Access priority customer support Set controls on who can make changes to approval rules Automatically sync with Oracle NetSuite (available as an additional add-on)

Calculate your cost View full pricing

Is Plooto worth the price?

Good value

Plooto's pricing is fair, offering a clear progression of features.

The 'Go' tier at $9/month is a great entry point for small businesses, while 'Grow' at $32/month provides significant scalability. It's best for businesses looking for an all-in-one AP/AR automation solution with clear growth paths.

Hidden Costs & Gotchas

Oracle NetSuite sync is an add-on

Full Plooto pricing: every plan, hidden costs and alternatives

Plooto by the numbers

Toolradar data: Plooto's entry paid plan ($9/mo, billed monthly) ranks #8 of 55 (joint) for price among the Payment Processing tools with a verified entry price and no stated unit, where the median is $49/mo. As of Nov 2026.

Plooto compared with 195 Payment Processing tools on Toolradar, as of Nov 2026
Metric	Plooto	Peer median	Position (1 is best)
Entry paid plan	$9/mo, billed monthly	$49/mo	#8 of 55 (joint) tools with no stated price unit, verified price
Free plan	No	31% have one	n/a
Listed as an alternative to	8 tools	3	#40 of 195 (joint)
User rating	4.3/5 (across the web, 331 ratings)	4.4/5	#62 of 104 (joint) tools with 20+ reviews

Listed as an alternative to: #39 on 2026-10-16 to #40 on 2026-11-02 (rank among 195 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payment Processing data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Plooto by the numbers”, Nov 2026.

Reviews

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4.3/5

Across 331 verified user reviews on Capterra, G2

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Plooto FAQ

How does Plooto help businesses manage their cash flow more effectively?

Plooto provides comprehensive cash flow visibility and control by automating the complete payment cycle, from invoice management to reconciliation. This automation helps eliminate manual data entry and ensures timely payments, allowing businesses to capture early-payment discounts.

Which teams benefit most from using Plooto?

Plooto is designed for businesses, accounting firms, and finance teams looking to streamline their accounts payable and receivable processes. It helps these teams gain total control over cash management and reduce operational inefficiencies.

How does Plooto compare to Versapay for payment processing?

Plooto offers an all-in-one solution for both accounts payable and receivable, providing various payment methods like physical checks, credit cards, ACH, EFT, and international transfers. It also features two-way synchronization with popular accounting software to automate the payment cycle.

What kind of payment methods does Plooto support?

Plooto supports a variety of payment methods including physical checks, credit cards, ACH, EFT, and international transfers. All these options are available from a single, secure platform to simplify payment processing.

Can Plooto integrate with existing accounting software?

Yes, Plooto offers two-way synchronization with popular accounting software such as QuickBooks, Xero, and NetSuite. This integration helps to eliminate manual data entry and ensures accurate reconciliation.

What are the requirements for setting up an account with Plooto?

Setting up an account with Plooto requires company and personal identity verification. Additionally, a bank account connection is necessary to enable payment processing functionalities within the platform.

How is Plooto priced?

Plooto is a paid product and does not include a permanently free tier. Its pricing model is designed for businesses seeking comprehensive automation for their accounts payable and receivable processes.

How does Plooto pricing compare with other Payment Processing tools?

Plooto's entry paid plan ($9/mo, billed monthly) ranks #8 of 55 (joint) for price among the Payment Processing tools with a verified entry price and no stated unit, where the median is $49/mo. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

Source: plooto.com

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