Plooto
UnclaimedStreamline and simplify your business payments with all-in-one accounts payable and receivable automation.
Visit WebsiteReviews onCapterra
221 reviews trackedThe Bottom Line
Entry price
Paid plans only
Biggest pro
Significantly reduces time spent on payment processing and reconciliation (up to 40 hours/month).
Biggest con
Requires company and personal identity verification for setup.
TL;DR - Plooto
- All-in-one platform for automating accounts payable and receivable.
- Offers customizable approval workflows and integrates with major accounting software.
- Supports diverse payment methods including checks, credit cards, ACH, EFT, and international transfers.
Pricing: Paid only
Best for: Enterprises & pros
4.4/5 across review platforms
What is Plooto?
Plooto is an all-in-one accounts payable and receivable software designed to give businesses, accounting firms, and finance teams total control over cash management. It simplifies manual payment and accounting processes by automating the complete payment cycle, from invoice management to reconciliation. Users can make and receive payments through various methods including physical checks, credit cards, ACH, EFT, and international transfers, all from a single, secure platform.
The platform is built to reduce risk, stress, and operational inefficiencies by offering customizable permissions, approval workflows, and two-way synchronization with popular accounting software like QuickBooks, Xero, and NetSuite. This automation helps eliminate manual data entry, ensures timely payments, captures early-payment discounts, and provides clear cash flow visibility, allowing teams to focus on higher-value tasks and strategic growth.
Pros & Cons
Pros
- Significantly reduces time spent on payment processing and reconciliation (up to 40 hours/month).
- Minimizes human error through automation and two-way accounting software sync.
- Provides comprehensive cash flow visibility and control.
- Offers flexible payment options and customizable approval processes.
- Enhances security with world-class encryption and high-security infrastructure.
Cons
- Requires company and personal identity verification for setup.
- Bank account connection is necessary for payment processing.
Ratings Across the Web
4.4(221 reviews)
Ratings aggregated from independent review platforms. Learn more
Key Features
Accounts Payable AutomationAccounts Receivable AutomationOnline Check Payments (full-service printing and mailing)Credit Card AcceptanceInternational Payments (40+ countries)Automated Invoice ManagementPay by Card (using credit card for vendor payments)Customizable Approval Workflows
Pricing Plans
Free TrialPricing checked Jun 13, 2026
Go
$9 / month
- Manage low client payment volumes and set up basic approval workflows
- Automatic two-way sync
- Streamline invoice processing with Plooto Capture (OCR)
- Set basic approval workflows with 1 designated approver
- Invite and collaborate with an unlimited number of clients and users
- Conduct up to 5 domestic transactions per month from 1 connected bank account
- Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
- Send international payments with competitive exchange rates
Grow
Starting from $32 per month
- Scale payment and approval operations, create custom workflows
- Automatic two-way sync
- Streamline invoice processing with Plooto Capture (OCR)
- Set custom approval workflows with multiple rules and unlimited approvers
- Connect and transact from an unlimited number of bank accounts
- Conduct unlimited domestic transactions per month
- Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
- Send international payments with competitive exchange rates
Pro
Starting from $99 per month
- Implement complex payment operations with advanced controls
- Automatic two-way sync
- Everything on Grow
- Set controls on who can make changes to payment methods
- Manage user access with single sign-on (SSO)
- Access priority customer support
- Set controls on who can make changes to approval rules
- Automatically sync with Oracle NetSuite (available as an additional add-on)
Reviews
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4.4/5
Across 221 verified user reviews on Capterra
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Best Plooto Alternatives
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VersapayPaid
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Plooto FAQ
How does Plooto help businesses manage their cash flow more effectively?
Plooto provides comprehensive cash flow visibility and control by automating the complete payment cycle, from invoice management to reconciliation. This automation helps eliminate manual data entry and ensures timely payments, allowing businesses to capture early-payment discounts.
Which teams benefit most from using Plooto?
Plooto is designed for businesses, accounting firms, and finance teams looking to streamline their accounts payable and receivable processes. It helps these teams gain total control over cash management and reduce operational inefficiencies.
How does Plooto compare to Versapay for payment processing?
Plooto offers an all-in-one solution for both accounts payable and receivable, providing various payment methods like physical checks, credit cards, ACH, EFT, and international transfers. It also features two-way synchronization with popular accounting software to automate the payment cycle.
What kind of payment methods does Plooto support?
Plooto supports a variety of payment methods including physical checks, credit cards, ACH, EFT, and international transfers. All these options are available from a single, secure platform to simplify payment processing.
Can Plooto integrate with existing accounting software?
Yes, Plooto offers two-way synchronization with popular accounting software such as QuickBooks, Xero, and NetSuite. This integration helps to eliminate manual data entry and ensures accurate reconciliation.
What are the requirements for setting up an account with Plooto?
Setting up an account with Plooto requires company and personal identity verification. Additionally, a bank account connection is necessary to enable payment processing functionalities within the platform.
How is Plooto priced?
Plooto is a paid product and does not include a permanently free tier. Its pricing model is designed for businesses seeking comprehensive automation for their accounts payable and receivable processes.
Source: plooto.com