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Plooto

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Streamline and simplify your business payments with all-in-one accounts payable and receivable automation.

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TL;DR - Plooto

  • All-in-one platform for automating accounts payable and receivable.
  • Offers customizable approval workflows and integrates with major accounting software.
  • Supports diverse payment methods including checks, credit cards, ACH, EFT, and international transfers.
Pricing: Paid only
Best for: Enterprises & pros
4.4/5 across review platforms

Pros & Cons

Pros

  • Significantly reduces time spent on payment processing and reconciliation (up to 40 hours/month).
  • Minimizes human error through automation and two-way accounting software sync.
  • Provides comprehensive cash flow visibility and control.
  • Offers flexible payment options and customizable approval processes.
  • Enhances security with world-class encryption and high-security infrastructure.

Cons

  • Requires company and personal identity verification for setup.
  • Bank account connection is necessary for payment processing.

Ratings Across the Web

4.4(221 reviews)

Ratings aggregated from independent review platforms. Learn more

Key Features

Accounts Payable AutomationAccounts Receivable AutomationOnline Check Payments (full-service printing and mailing)Credit Card AcceptanceInternational Payments (40+ countries)Automated Invoice ManagementPay by Card (using credit card for vendor payments)Customizable Approval Workflows

Pricing Plans

Free Trial

Go

$9 per month

  • Manage low client payment volumes and set up basic approval workflows
  • Automatic two-way sync
  • Streamline invoice processing with Plooto Capture (OCR)
  • Set basic approval workflows with 1 designated approver
  • Invite and collaborate with an unlimited number of clients and users
  • Conduct up to 5 domestic transactions per month from 1 connected bank account
  • Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
  • Send international payments with competitive exchange rates
  • Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

Starting from $32 per month

  • Scale payment and approval operations, create custom workflows
  • Automatic two-way sync
  • Streamline invoice processing with Plooto Capture (OCR)
  • Set custom approval workflows with multiple rules and unlimited approvers
  • Connect and transact from an unlimited number of bank accounts
  • Conduct unlimited domestic transactions per month
  • Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
  • Send international payments with competitive exchange rates
  • Accept payments with Pre-Authorized Debits (PAD) and credit card
  • Save on transactions with optional payment packages

Pro

Starting from $99 per month

  • Implement complex payment operations with advanced controls
  • Automatic two-way sync
  • Everything on Grow
  • Set controls on who can make changes to payment methods
  • Manage user access with single sign-on (SSO)
  • Access priority customer support
  • Set controls on who can make changes to approval rules
  • Automatically sync with Oracle NetSuite (available as an additional add-on)

What is Plooto?

Editorial review
Plooto is an all-in-one accounts payable and receivable software designed to give businesses, accounting firms, and finance teams total control over cash management. It simplifies manual payment and accounting processes by automating the complete payment cycle, from invoice management to reconciliation. Users can make and receive payments through various methods including physical checks, credit cards, ACH, EFT, and international transfers, all from a single, secure platform. The platform is built to reduce risk, stress, and operational inefficiencies by offering customizable permissions, approval workflows, and two-way synchronization with popular accounting software like QuickBooks, Xero, and NetSuite. This automation helps eliminate manual data entry, ensures timely payments, captures early-payment discounts, and provides clear cash flow visibility, allowing teams to focus on higher-value tasks and strategic growth.

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Plooto FAQ

What is Plooto?

Plooto is an all-in-one accounts payable and receivable software that automates and simplifies business payment operations. It allows businesses to manage, send, and receive payments, streamline workflows, and reconcile transactions with accounting software.

How much does Plooto cost?

Plooto offers a free trial, but specific pricing plans are not detailed on the provided pages. It is a freemium model as it offers a free trial before requiring payment.

Is Plooto free?

Plooto offers a free trial to get started. After the trial, it transitions to a paid service, making it a freemium product.

Who is Plooto for?

Plooto is designed for businesses of all sizes, accounting firms, and finance teams looking to streamline their payment processes, automate accounts payable and receivable, gain better cash flow control, and reduce manual administrative tasks.

Source: plooto.com

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