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ZeraBooks

Claimed

AI bookkeeping software that runs your books fully automated

From $948/year, free trial Visit Website
Tracked since 2026

The Bottom Line

Best for
Small businesses and bookkeeping or CPA firms that keep books from bank and card statements
Price
From $948/year, free trial. Compare plans

Key facts

  • Runs the books from uploaded bank and card statements: categorizes, reconciles to the printed balances and closes each month
  • $79/month billed annually or $149 monthly, 7-day free trial, free setup and catch-up
  • Works from PDF or CSV statements; no live bank feed, payroll or mobile app

Pros

  • Asks you when it isn't sure about a transaction instead of guessing
  • Every month is tied to the bank's printed balances before it closes
  • Free setup and free catch-up of up to 12 past months
  • One subscription covers the ledger and the statement converter (1,000 pages a month)

Cons

  • No live bank feed; you upload statements instead
  • No payroll
  • No mobile app (web only)

What is ZeraBooks?

ZeraBooks is AI bookkeeping software that runs your books completely automated. It's built for three groups. Businesses use it to run their own bookkeeping without learning accounting software, with free setup and free catch-up of past months. Bookkeepers use it to run every client's books from one login, with volume pricing worked out on a call. Accounting firms use the same engine to process client bank, credit card, check and investment statements at volume, with custom workflows for the firm. How it works: you upload bank and card statements as PDF or CSV. ZeraBooks reads every transaction, categorizes it from the business's own reviewed history, reconciles each month to the opening and closing balances printed on the statement, to the cent, and closes the month. When it isn't sure about a transaction it asks you instead of guessing, and every change can be undone. What you get: general ledger, profit and loss, balance sheet, cash flow statement, trial balance, bills, invoices, month-end close, multi-client management, and Ask Zera, an AI bookkeeping agent you can question about the numbers. Accuracy: the extraction engine is 99% accurate. After a couple of months of history, ZeraBooks categorizes 99.6% of transactions correctly. Document processing is part of the subscription: bank, credit card, check and investment statements to Excel or CSV, including QuickBooks-, Xero- and Sage-ready CSV files. Pricing: $79 USD a month billed annually ($948 a year) or $149 billed monthly, with a 7-day free trial. 1,000 converter pages a month and 3 client companies are included. Limits: there is no live bank feed (it works from uploaded statements), no payroll and no mobile app.

Available on: Web

Preview

Key Features

  • Imports bank and credit card statements (PDF or CSV) and books every transaction
  • Categorizes from the business's own reviewed history
  • Reconciles each month to the statement's printed opening and closing balances, to the cent
  • Month-end close with an audit trail; every change can be undone
  • General ledger, chart of accounts and journal entries
  • Profit and loss, balance sheet, cash flow statement and trial balance
  • Bills and invoices (accounts payable and receivable)
  • Multi-client management for bookkeepers from one login
  • Ask Zera, an AI bookkeeping agent that answers questions about the books
  • Converts bank, card, check and investment statements to Excel or CSV, including QuickBooks-, Xero- and Sage-ready CSV files

Pricing Plans

7-day Free Trial

Pricing checked Nov 7, 2026. Source: zerabooks.com/pricing, read Nov 7, 2026

ZeraBooks plans and prices, checked November 2026
Plan Price Details
Monthly

$149/month

Billed month to month, 7-day free trial

  • 3 client companies included, extra $29/month each
Annual

$948/year

Billed yearly (works out to $79/month), 7-day free trial

  • 3 client companies included, extra $290/year each; billed $948/year

Included in all plans

  • General ledger, trial balance, P&L and balance sheet
  • Books and reconciles bank and card statements
  • Bank statement converter (PDF to Excel or CSV)

Is ZeraBooks worth the price?

Good value

The annual plan at $79/month is reasonable for small accounting firms, offering solid reconciliation and reporting features.

The monthly plan at $149/month is steep, making the annual commitment a much better value. Best for bookkeepers and small agencies managing multiple clients.

Hidden Costs & Gotchas

$29/month per additional client company beyond 3

$948 upfront annual payment

Full ZeraBooks pricing: every plan, hidden costs and alternatives

How ZeraBooks's pricing compares

ZeraBooks starts at $79/mo flat for the whole organisation. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.

ZeraBooks
$79/mo flat, whole organisation, billed yearly
$52/mo flat, whole organisation, billed yearly
$299/mo, billed monthly
$40/mo flat, whole organisation, billed monthly
$19/mo, billed monthly
$129/mo, billed monthly

Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Nov 7, 2026.

Email me when ZeraBooks changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

ZeraBooks by the numbers

Toolradar data: ZeraBooks's entry paid plan ($79/mo flat, billed yearly) ranks #20 of 32 (joint) for price among the Accounting tools with a verified entry price as a flat team plan, where the median is $50.50/mo flat. As of Nov 2026.

ZeraBooks compared with 293 Accounting tools on Toolradar, as of Nov 2026
Metric ZeraBooks Peer median Position (1 is best)
Entry paid plan $79/mo flat, billed yearly $50.50/mo flat #20 of 32 (joint) tools priced as a flat team plan, verified price
Free plan No 23% have one n/a
Compare-page visits, last 30 days 34 visits 31 #22 of 52 (joint) tools with 20+ compare-page visits

Compare-page visits, last 30 days: #19 on 2026-10-16 to #22 on 2026-11-11 (rank among 52 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Accounting data · How we compute this. Advertising and placement fees are not inputs to any position. Visit counts include visits from every source.

Cite this: Toolradar, “ZeraBooks by the numbers”, Nov 2026.

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ZeraBooks FAQ

What is ZeraBooks?

ZeraBooks is AI bookkeeping software that runs your books completely automated. You upload bank and card statements; it categorizes every transaction, reconciles each month against the bank's printed balances and closes the month.

How much does ZeraBooks cost?

$79 USD a month billed annually ($948 a year) or $149 billed monthly, with a 7-day free trial. Setup and catch-up of past months are free. 1,000 converter pages a month and 3 client companies are included; extra clients are $29 a month.

Is there a free plan?

No. There is a 7-day free trial. A card is taken at checkout and nothing is charged for 7 days.

Does ZeraBooks connect to my bank?

No. It works from uploaded PDF or CSV statements and checks every statement against its printed opening and closing balance.

Is ZeraBooks a QuickBooks alternative?

Yes, for businesses that want the books done rather than a tool to do them in. It doesn't sync with QuickBooks, but its converter makes QuickBooks-ready CSV files.

Who is ZeraBooks for?

Small business owners behind on their books, bookkeepers running many clients from one login, and accounting firms processing client statements at volume.

How accurate is ZeraBooks?

The extraction engine is 99% accurate. After a couple of months of history, ZeraBooks categorizes 99.6% of transactions correctly, and it asks you about anything it isn't sure of.

Can ZeraBooks convert bank statements to Excel or CSV?

Yes. Bank, credit card, check and investment statements convert to Excel or CSV, including QuickBooks-, Xero- and Sage-ready CSV files. It is part of the paid subscription.

How does ZeraBooks pricing compare with other Accounting tools?

ZeraBooks's entry paid plan ($79/mo flat, billed yearly) ranks #20 of 32 (joint) for price among the Accounting tools with a verified entry price as a flat team plan, where the median is $50.50/mo flat. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

Does ZeraBooks have a promo code or discount code?

As of November 7, 2026, Toolradar has no ZeraBooks promo code, coupon or discount code on file. ZeraBooks' own pricing page (https://www.zerabooks.com/pricing, read November 7, 2026) does list a 7-day free trial, so you can start without a code. Offers change, so confirm the terms at checkout.

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