Best Tools for Freelancers 2026
Updated: February 2026
Essential tools for independent professionals and consultants. Manage clients, projects, and finances efficiently. We've curated 15 tools specifically suited for freelancers.
Key Takeaways
- Xledger is our #1 pick for financial planning for freelancers in 2026.
- We analyzed 15 financial planning for freelancers tools to create this ranking.
- 15 tools offer free plans, perfect for getting started.
- Average editorial score: 72/100 - high-quality category.
15 Financial Planning Tools for Freelancers
Free
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Infracost
Shift FinOps Left: Proactively find and fix cloud cost issues before deployment.
Freemium83/100
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Online business banking for clear cash flow, meticulous organization, and financial control.
Freemium80/100
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Funding Goal
Calculate your startup's funding needs based on cash, burn rate, and growth plans.
Free78/100
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Best Financial Planning for Other Use Cases
Frequently Asked Questions
What is the best financial planning tool for freelancers?
Based on our analysis, Xledger is the top choice for freelancers, with a score of /100.
Are there free financial planning tools for freelancers?
Yes! Xledger, Rho, Mercury offer free plans suitable for freelancers.