Best Tools for Startups 2026
Updated: February 2026
Best software tools for startups and early-stage companies. Find affordable, scalable solutions to launch and grow your business. We've curated 15 tools specifically suited for startups.
Key Takeaways
- Xledger is our #1 pick for financial planning for startups in 2026.
- We analyzed 15 financial planning for startups tools to create this ranking.
- 15 tools offer free plans, perfect for getting started.
- Average editorial score: 72/100 - high-quality category.
15 Financial Planning Tools for Startups
Free
View Details 
Infracost
Shift FinOps Left: Proactively find and fix cloud cost issues before deployment.
Freemium83/100
View Details Relay
Online business banking for clear cash flow, meticulous organization, and financial control.
Freemium80/100
View Details 
Funding Goal
Calculate your startup's funding needs based on cash, burn rate, and growth plans.
Free78/100
View Details 
Best Financial Planning for Other Use Cases
Frequently Asked Questions
What is the best financial planning tool for startups?
Based on our analysis, Xledger is the top choice for startups, with a score of /100.
Are there free financial planning tools for startups?
Yes! Xledger, Rho, Mercury offer free plans suitable for startups.