BILL Spend & Expense
Claim this toolAI-powered spend and expense management with the BILL Divvy Card built in
Free, no paid tierThe Bottom Line
- Price
- Free, no paid tier. Compare plans
Pros
- Free software, real credit access: $0 per user/month, plus credit lines from $1,000 to $5M with no security deposit or personal guarantee required on the card.
- AI does the busywork: receipts capture and code themselves, and BILL AI writes the memos, less manual entry, faster books.
- Built to sync: automatic two-way sync with QuickBooks, NetSuite, Sage Intacct, Xero, and Microsoft Dynamics.
Cons
- Credit line and card approval depend on business qualification, not guaranteed for every applicant.
- AP/AR (invoicing, bill pay) is a separate, paid BILL product line, S&E only covers cards and expense management.
What is BILL Spend & Expense?
Ratings Across the Web
BILL Spend & Expense holds an aggregate rating of 4.5 out of 5 from 2,542 reviews across G2 and Capterra, last checked September 30, 2026.
Ratings aggregated from independent review platforms. Learn more
Pricing Plans
Free TrialPricing checked Oct 30, 2026. Source: bill.com/product/pricing, read Oct 30, 2026
| Plan | Price | Details |
|---|---|---|
| BILL Spend & Expense | $0 | $0 per user per month. Includes corporate cards, budgets and expense tracking.
|
Is BILL Spend & Expense worth the price?
No subscription or per-user fees; BILL Spend & Expense is free software with corporate cards and credit access built in.
Recent pricing updates
Changes we detected on the BILL Spend & Expense pricing page.
- Spend & Expense is $0 per user per month; the $49, $65 and $89 plans belong to BILL's separate AP & AR product and are removed.
BILL Spend & Expense by the numbers
| Metric | BILL Spend & Expense | Peer median | Position (1 is best) |
|---|---|---|---|
| Free plan | Yes | 50% have one | n/a |
| User rating | 4.5/5 (across the web, 2,542 ratings) | 4.5/5 | #19 of 59 (joint) tools with 20+ reviews |
Each position is counted among the tools that have data for that row, as noted under it. All Expense Management data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “BILL Spend & Expense by the numbers”, Nov 2026.
Reviews
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