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Empower your deskless workforce with on-demand pay, perks, and financial wellness tools.

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Reviews onCapterra
3 reviews tracked

The Bottom Line

Entry price

Free, no paid tier

Biggest pro

Attracts more applicants (up to 2x) and reduces employee turnover (up to 29%)

Biggest con

Primarily targets deskless workforces, which might not be suitable for all business types

TL;DR - ZayZoon

  • Offers on-demand earned wage access for employees.
  • Provides financial wellness tools, perks, and recognition features.
  • Free for employers, integrating with over 130 payroll providers.
Pricing: Free forever
Best for: Individuals & startups

What is ZayZoon?

Editorial review
ZayZoon is a financial wellness platform specifically designed for small to medium-sized businesses (SMBs) with deskless workforces. It provides Earned Wage Access (EWA), allowing employees to access a percentage of their earned wages before their scheduled payday. This feature helps employees manage unexpected expenses and reduces reliance on high-interest financial products like payday loans. Beyond on-demand pay, ZayZoon offers a suite of tools including Perks, which provides discounts and savings on everyday essentials, and Financial Wellness resources with educational courses and personalized alerts to improve financial literacy. The platform also includes Rewards and Recognition features to boost employee engagement. ZayZoon aims to help businesses attract and retain talent by improving employee financial stability and overall well-being, all while being free for employers and integrating seamlessly with over 130 payroll providers.

Available on: Web, iOS, Android

Pros & Cons

Pros

  • Attracts more applicants (up to 2x) and reduces employee turnover (up to 29%)
  • Zero cost for employers, eliminating payroll advances and associated administrative burden
  • Improves employee financial health and reduces stress, leading to increased engagement and productivity
  • Easy and fast activation with extensive payroll provider integrations
  • Offers a secure platform with robust data protection

Cons

  • Primarily targets deskless workforces, which might not be suitable for all business types
  • Specific benefits like '8 hours per month reduction in absenteeism' are based on internal data

Ratings Across the Web

5(3 reviews)

Ratings aggregated from independent review platforms. Learn more

Preview

Key Features

Earned Wage Access (EWA)Employee Perks programFinancial Wellness platform with educational courses and insightsRewards and Recognition toolsIntegration with 130+ payroll providersReal human customer supportSOC 2 Type II certified security

Pricing Plans

Pricing checked Jun 28, 2026

Earned Wage Access

Zero cost

  • Earned Wage Access
  • Perks
  • Financial Wellness
  • Integrates with 130+ payroll providers
  • Human support
  • SOC 2 Type II certification

Reviews

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ZayZoon FAQ

How does ZayZoon support employee financial well-being?

ZayZoon offers Earned Wage Access, allowing employees to get a portion of their pay before payday, which helps manage unexpected expenses. It also provides financial wellness resources, including educational courses and personalized alerts, to improve financial literacy and reduce reliance on high-interest financial products.

Which teams or businesses benefit most from ZayZoon?

ZayZoon is specifically designed for small to medium-sized businesses (SMBs) with deskless workforces. It helps these businesses attract and retain talent by improving employee financial stability and overall well-being.

How is ZayZoon priced for employers?

ZayZoon is free for employers to use, eliminating the need for paid plans. This also removes the administrative burden and costs associated with traditional payroll advances.

What kind of integrations does ZayZoon offer?

ZayZoon integrates seamlessly with over 130 payroll providers. This extensive integration capability allows for easy and fast activation within existing payroll systems.

How does ZayZoon compare to a platform like ADP?

While ADP offers comprehensive payroll services, ZayZoon specializes in financial wellness for deskless workforces by providing Earned Wage Access, perks, and financial literacy tools. ZayZoon specifically aims to reduce employee turnover and attract more applicants through these financial benefits.

What are the primary limitations of ZayZoon?

ZayZoon primarily targets businesses with deskless workforces, which means it may not be suitable for all business types. Additionally, some specific benefits, such as a reduction in absenteeism, are based on internal data.

Can ZayZoon help businesses with employee retention?

Yes, ZayZoon helps businesses reduce employee turnover by up to 29%. By improving employee financial health and overall well-being, the platform contributes to increased engagement and loyalty.

Source: zayzoon.com

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