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ZipBooks Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is ZipBooks worth the price?

80/10

ZipBooks offers a generous free tier for basic invoicing, making it very accessible for new businesses.

The Smarter tier at $15/month provides good value for growing businesses needing automation and team collaboration. The Sophisticated tier at $35/month is reasonably priced for advanced features like smart tagging and reconciliation, making it suitable for small businesses with more complex accounting needs.

Pricing Plans

Free Trial

Starter

Free

  • Send unlimited invoices
  • Manage unlimited vendors & customers
  • Accept digital payments (Square or PayPal)
  • View Basic Reports
  • Connect 1 bank account

Smarter

$15

  • Everything in Starter
  • Schedule recurring invoices with auto-bill
  • Automate reminders
  • Save invoice line items
  • Connect multiple bank accounts
  • Receive account notifications
  • Track time
  • Add 5 team members

Sophisticated

$35

  • Everything in Smarter
  • Organize books with smart tagging (by location, project, and custom)
  • Reconcile every account quickly
  • Lock completed books
  • Share documents securely
  • Generate insightful reports
  • Invite unlimited users

Accountant

Contact us

  • Everything in Sophisticated for you and your clients
  • Track time across client accounts
  • Export financial packages
  • Cobrand your firm on client accounts
  • Edit transactions in bulk
  • Manage clients from one dashboard
  • Migrate existing accounting data

Hidden Costs & Gotchas

Accountant tier requires custom quote

Payment processor fees (Square/PayPal)

Limited bank connections on free plan

Which Plan Do You Need?

Freelancers needing free invoicing

Small businesses with growing teams

Businesses needing advanced accounting

How ZipBooks Compares to Competitors

Compared to QuickBooks Self-Employed at $15/month (for basic income/expense tracking), ZipBooks' Smarter tier offers more robust features like team members and recurring invoices for the same price. Xero's Starter plan at $15/month has limits on invoices and bills, whereas ZipBooks' Smarter tier offers unlimited invoicing and more features for the same cost.

ZipBooks Pricing FAQ

How much does ZipBooks cost?

ZipBooks starts at $15/month on the Smarter plan. It offers 2 paid tiers ranging from $15/month up to $35/month. A free plan is also available with limited features.

Does ZipBooks have a free plan?

Yes. ZipBooks offers a free plan called "Starter". It includes: Send unlimited invoices, Manage unlimited vendors & customers, Accept digital payments (Square or PayPal).

Does ZipBooks offer a free trial?

Yes, ZipBooks offers a free trial. No credit card is typically required to start the trial, though this may vary.

What is the cheapest ZipBooks paid plan?

The cheapest paid plan for ZipBooks is "Smarter" at $15/month. Key features include: Everything in Starter, Schedule recurring invoices with auto-bill, Automate reminders.