Is Adfin worth the price?
Adfin's pricing model for Accountants and Small Businesses, at 20p + 1.0% per successful collection, appears fair and transparent, especially with no monthly fees.
The £4 cap on direct debits and bank payments is a generous touch. This model is best for businesses with fluctuating collection volumes who want to avoid fixed monthly costs.
Pricing Plans
Accountants
20p + 1.0% per successful standard collection
- No monthly fee or minimums
- Unlimited users
- Fully automated direct debit switching
- Direct debits and bank payments capped at £4
- Accept business cards for free (optional)
- Referral rewards that scale with your practice
Small businesses <£200k a month
20p + 1.0% per successful standard collection
- No monthly fee or minimums
- Unlimited users, workflows and chasers
- Fee only applies to successful transactions
- Direct debits and bank payments capped at £4
- Accept business cards for free (optional)
Enterprise >£200k a month
Custom pricing
- Highly competitive payment fees
- Agentic AI to get you paid faster
- No per-user charges
- Enterprise support available
- Generous referral incentives
- Easy integration options
Hidden Costs & Gotchas
Percentage fee can add up for large transactions
Potential for higher costs with very frequent, small collections
Optional business card acceptance may have separate fees
Which Plan Do You Need?
Accountants managing client payments
Small businesses with variable collections
Companies seeking transparent, usage-based fees
How Adfin Compares to Competitors
Compared to GoCardless, which often charges a percentage fee (e.g., 1% + 20p, capped at £4 for standard), Adfin's 20p + 1.0% with a £4 cap is very competitive and aligns closely. Stripe, while offering broader payment processing, typically charges 1.5% + 20p for UK cards, making Adfin potentially more cost-effective for direct debits.
Adfin Pricing FAQ
How much does Adfin cost?
Adfin starts at $20/month on the Accountants plan. It offers 2 paid tiers ranging from $20/month up to $20/month.
Does Adfin have a free plan?
Adfin does not offer a permanent free plan. Paid plans are required from day one.
What is the cheapest Adfin paid plan?
The cheapest paid plan for Adfin is "Accountants" at $20/month. Key features include: No monthly fee or minimums, Unlimited users, Fully automated direct debit switching.
Is there a cheaper alternative to Adfin?
Yes. Popular alternatives to Adfin include Versapay, Melio, Paystand, QuickBooks. Free alternatives include Melio, Zoho Books. Compare them side-by-side on Toolradar.
Cheaper alternatives to Adfin
2 of 6 direct competitors below offer a free plan. Per-seat pricing varies up to 60% across this set.
