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Adfin

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Get paid faster with automated payment collection

20p + 1.0% per successful standard collection
1.0% feeFinanceAutomationInvoicing
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Tracked since2026

The Bottom Line

Price
20p + 1.0% per successful standard collection. Compare plans

Key facts

  • Automates payment collection, including direct debits and bank transfers.
  • Significantly reduces time spent on credit control and improves cash flow.
  • Offers transparent, transaction-based pricing with no monthly fees for standard accounts.

Pros

  • No monthly fees or minimums for standard accounts, only pay per successful transaction.
  • Streamlines payment collection, saving significant time on administrative tasks.
  • Offers fully managed migrations for existing direct debit mandates.
  • Provides transparent pricing with clear breakdowns of supplementary fees.
  • Includes referral rewards that can reduce transaction fees for accountants and bookkeepers.

Cons

  • Supplementary fees apply for premium and super premium cards, as well as high-value bank payments.
  • Chargebacks incur a fixed fee per case.
  • Custom branding for direct debit collection requires a monthly subscription.

What is Adfin?

Editorial review
Adfin is a payment collection and credit control platform designed to help businesses, particularly accountants and bookkeepers, get paid faster and more reliably. It automates the process of collecting payments through direct debits, bank payments, and card payments, significantly reducing the administrative burden associated with chasing invoices. The platform is built to streamline financial operations, offering features like automated direct debit switching, enhanced credit control skills, and transparent transaction-based pricing. Adfin aims to improve cashflow, save hundreds of hours annually on credit control, and provide a seamless payment experience for both businesses and their clients.
how we evaluateSourceadfin.com ↗

Preview

Key Features

  • Automated Direct Debit switching
  • Bank payments and bank transfers
  • Card payment processing (Visa, Mastercard, Amex)
  • Automated credit control workflows and chasing
  • Real-time payment tracking and invoice status
  • Automatic handling of failed payments with card payment links
  • Customizable payment collection using business name
  • Enhanced skill fees for managing late fees and client queries

Pricing Plans

Pricing checked Oct 2, 2026

Adfin plans and prices, checked October 2026
PlanPriceDetails
Accountants

20p + 1.0%

per successful standard collection

  • No monthly fee or minimums
  • Unlimited users
  • Fully automated direct debit switching
+3 more
  • Direct debits and bank payments capped at £4
  • Accept business cards for free (optional)
  • Referral rewards that scale with your practice
Small businesses <£200k a month

20p + 1.0%

per successful standard collection

  • No monthly fee or minimums
  • Unlimited users, workflows and chasers
  • Fee only applies to successful transactions
+2 more
  • Direct debits and bank payments capped at £4
  • Accept business cards for free (optional)
Enterprise >£200k a month

Custom pricing

  • Highly competitive payment fees
  • Agentic AI to get you paid faster
  • No per-user charges
+3 more
  • Enterprise support available
  • Generous referral incentives
  • Easy integration options
View full pricing

Is Adfin worth the price?

Good value

Adfin's pricing model for Accountants and Small Businesses, at 20p + 1.0% per successful collection, appears fair and transparent, especially with no monthly fees.

This model is best for businesses with fluctuating collection volumes who want to avoid fixed monthly costs.

Hidden Costs & Gotchas

Potential for higher costs with very frequent, small collections

Reviews

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Adfin FAQ

How does Adfin handle existing direct debit mandates when migrating?

Adfin provides fully managed migrations, allowing businesses to move existing direct debit mandates to the platform without requiring clients to take any action. The support team manages the entire process to ensure a seamless transition.

What types of payments can be collected through Adfin?

Adfin supports the collection of direct debits, bank payments, bank transfers, and various card payments, including business Visa, Mastercard, and Amex.

Are there any monthly fees associated with using Adfin?

No, for standard accounts, there are no monthly fees or minimums. Adfin charges only per successful transaction.

How does Adfin assist with failed payments?

If a direct debit fails, Adfin automatically sends a card payment link to the client, ensuring that the payment is handled without manual intervention.

Can businesses use their own name when collecting direct debit payments?

Yes, businesses can use their own name instead of Adfin's when collecting direct debit payments through the 'Adfin Custom' feature, which is available for a monthly fee.

What are 'enhanced skill fees' in Adfin's pricing structure?

Enhanced skill fees are applied for using advanced features that manage chasing, client queries, and late fees. A small percentage is charged when payment is collected using an enhanced skill, and if a late fee is paid, the user receives the interest while Adfin receives the fixed compensation amount.

Does Adfin offer any incentives for referring new clients?

Yes, Adfin offers referral rewards that scale with the number of clients referred. For accountants and bookkeepers, referring clients can reduce their direct debit transaction fees, potentially down to 0%.

What is the cap on direct debit and bank payment fees?

Direct debits and bank payments are capped at £4 per successful transaction. However, high-value bank payments and direct debits above £2,000 incur an additional 0.30% charge.

Source: adfin.com

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