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Adfin

UnclaimedEditor reviewed

Get paid faster with automated payment collection

FinanceAutomationInvoicing
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Reviews onCapterra
12 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

No monthly fees or minimums for standard accounts, only pay per successful transaction.

Biggest con

Supplementary fees apply for premium and super premium cards, as well as high-value bank payments.

TL;DR - Adfin

  • Automates payment collection, including direct debits and bank transfers.
  • Significantly reduces time spent on credit control and improves cash flow.
  • Offers transparent, transaction-based pricing with no monthly fees for standard accounts.
Pricing: Paid only
Best for: Enterprises & pros
4.3/5 across review platforms

What is Adfin?

Editorial review
Adfin is a payment collection and credit control platform designed to help businesses, particularly accountants and bookkeepers, get paid faster and more reliably. It automates the process of collecting payments through direct debits, bank payments, and card payments, significantly reducing the administrative burden associated with chasing invoices. The platform is built to streamline financial operations, offering features like automated direct debit switching, enhanced credit control skills, and transparent transaction-based pricing. Adfin aims to improve cashflow, save hundreds of hours annually on credit control, and provide a seamless payment experience for both businesses and their clients.
how we evaluateSourceadfin.com ↗

Pros & Cons

Pros

  • No monthly fees or minimums for standard accounts, only pay per successful transaction.
  • Streamlines payment collection, saving significant time on administrative tasks.
  • Offers fully managed migrations for existing direct debit mandates.
  • Provides transparent pricing with clear breakdowns of supplementary fees.
  • Includes referral rewards that can reduce transaction fees for accountants and bookkeepers.

Cons

  • Supplementary fees apply for premium and super premium cards, as well as high-value bank payments.
  • Chargebacks incur a fixed fee per case.
  • Custom branding for direct debit collection requires a monthly subscription.

Ratings Across the Web

4.3(12 reviews)
Capterra12 reviews
4.3/5

Ratings aggregated from independent review platforms. Learn more

Preview

Key Features

Automated Direct Debit switchingBank payments and bank transfersCard payment processing (Visa, Mastercard, Amex)Automated credit control workflows and chasingReal-time payment tracking and invoice statusAutomatic handling of failed payments with card payment linksCustomizable payment collection using business nameEnhanced skill fees for managing late fees and client queries

Pricing Plans

Pricing checked Jun 23, 2026

Accountants

20p + 1.0% per successful standard collection

  • No monthly fee or minimums
  • Unlimited users
  • Fully automated direct debit switching
  • Direct debits and bank payments capped at £4
  • Accept business cards for free (optional)
  • Referral rewards that scale with your practice

Small businesses <£200k a month

20p + 1.0% per successful standard collection

  • No monthly fee or minimums
  • Unlimited users, workflows and chasers
  • Fee only applies to successful transactions
  • Direct debits and bank payments capped at £4
  • Accept business cards for free (optional)

Enterprise >£200k a month

Custom pricing

  • Highly competitive payment fees
  • Agentic AI to get you paid faster
  • No per-user charges
  • Enterprise support available
  • Generous referral incentives
  • Easy integration options
Calculate your costView full pricing

How Adfin's pricing compares

At £20/mo, Adfin is mid-range of its 3 direct competitors (£10 to £38/mo across the set).

Zoho Books
£10
Adfin
£20
Melio
£25
QuickBooks
£38

Entry paid plan, monthly. Pricing checked Jun 23, 2026.

Reviews

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4.3/5

Across 12 verified user reviews on Capterra

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Best Adfin Alternatives

Top alternatives based on features, pricing, and user needs.

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PayPal logo
PayPalPaid

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4.5
QuickBooks logo
QuickBooksPaid

Small business accounting software

4.3
Xero logo
XeroPaid

Cloud accounting for small business. Automate banking, invoicing, and more

4.4
Zoho Books logo
Zoho BooksFreemium

Comprehensive accounting as part of the Zoho ecosystem

4.4
Paystand logo
PaystandPaid

Automate B2B Accounts Receivable and Accounts Payable with zero-fee, blockchain-powered payments.

4.6
Melio logo
MelioFreemium

Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.

4.3
Versapay logo
VersapayPaid

Automate accounts receivable to accelerate cash flow and streamline invoice-to-cash processes.

4.3
See all finance tools →

Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Adfin alternatives7+ tools ranked, pricing + verdict per pickAdfin vs PayPalHead-to-head: features, pricing, who winsAdfin vs QuickBooksHead-to-head: features, pricing, who winsAdfin vs XeroHead-to-head: features, pricing, who wins

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Adfin FAQ

How does Adfin handle existing direct debit mandates when migrating?

Adfin provides fully managed migrations, allowing businesses to move existing direct debit mandates to the platform without requiring clients to take any action. The support team manages the entire process to ensure a seamless transition.

What types of payments can be collected through Adfin?

Adfin supports the collection of direct debits, bank payments, bank transfers, and various card payments, including business Visa, Mastercard, and Amex.

Are there any monthly fees associated with using Adfin?

No, for standard accounts, there are no monthly fees or minimums. Adfin charges only per successful transaction.

How does Adfin assist with failed payments?

If a direct debit fails, Adfin automatically sends a card payment link to the client, ensuring that the payment is handled without manual intervention.

Can businesses use their own name when collecting direct debit payments?

Yes, businesses can use their own name instead of Adfin's when collecting direct debit payments through the 'Adfin Custom' feature, which is available for a monthly fee.

What are 'enhanced skill fees' in Adfin's pricing structure?

Enhanced skill fees are applied for using advanced features that manage chasing, client queries, and late fees. A small percentage is charged when payment is collected using an enhanced skill, and if a late fee is paid, the user receives the interest while Adfin receives the fixed compensation amount.

Does Adfin offer any incentives for referring new clients?

Yes, Adfin offers referral rewards that scale with the number of clients referred. For accountants and bookkeepers, referring clients can reduce their direct debit transaction fees, potentially down to 0%.

What is the cap on direct debit and bank payment fees?

Direct debits and bank payments are capped at £4 per successful transaction. However, high-value bank payments and direct debits above £2,000 incur an additional 0.30% charge.

Source: adfin.com

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