Fidi

Name: Fidi
Brand: Fidi

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Build, operate, and scale financial products with a modular OS

Paid plans only

Paid Finance Workflow Automation Developer Tools

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Tracked since 2026

The Bottom Line

Updated Oct 27, 2026

Price: Paid plans only. Compare plans

Key facts

Modular financial operating system for digital finance.
Enables creation and scaling of financial products like digital accounts, cards, and credit.
Integrates core banking, orchestration, and compliance functions.

Pros

Accelerates the creation and launch of new financial products.
Reduces reliance on legacy infrastructure.
Centralizes monitoring and integration processes.
Supports a wide range of financial products and use cases.
Designed for scalability and flexibility.

Cons

Hub X, a key management component, is not yet available.
Orchest X is currently only available in Chile, limiting immediate regional access for some features.

What is Fidi?

Fidi X is a modular financial operating system designed to help businesses create, modernize, operate, and scale financial products. It provides a comprehensive platform that integrates ideas, customer needs, and technology to facilitate the development of digital accounts, credit cards, wallets, expense platforms, BaaS models, and embedded financial solutions. The platform consists of three core components: Core X, Orchest X, and Hub X. Core X offers a modern, modular core banking system for managing accounts, balances, and real-time transactions. Orchest X acts as an integration engine, connecting processors, onboarding, KYC/KYB, acquirers, and payment systems. Hub X, an upcoming component, will serve as the central control panel for configuring rules, managing users, payments, and reporting.

Available on: Web

Data compiled by Toolradar How we evaluate

Source fidi.money

Key Features

Modular core banking (Core X) for accounts, balances, and real-time transactions
Integration engine (Orchest X) for processors, onboarding, KYC/KYB, acquirers, and payments
Digital onboarding with integrated KYC, KYB, biometrics, and AML providers
Creation and management of corporate cards, travel cards, expense cards, and digital wallets
Flexible credit offerings including consumer credit, BNPL, and microcredits
Digital and traditional bank accounts for individuals, businesses, and communities
Centralized management and reporting (Hub X: coming soon)

Pricing

Paid

Fidi offers paid plans. Visit their website for current pricing details.

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Fidi by the numbers

Fidi compared with 643 Finance tools on Toolradar, as of Oct 2026
Metric	Fidi	Peer median	Position (1 is best)
Free plan	No	31% have one	n/a
Listed as an alternative to	1 tool	3	#423 of 643 (joint)

Listed as an alternative to: #415 on 2026-10-16 to #423 on 2026-10-31 (rank among 643 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. All Finance data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Fidi by the numbers”, Oct 2026.

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

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Fidi FAQ

How does Fidi help businesses launch new financial products faster?

Fidi X accelerates the creation and launch of new financial products by providing a modular financial operating system. This platform integrates ideas, customer needs, and technology to streamline the development process.

What kind of user or team benefits most from Fidi?

Fidi is best suited for businesses looking to build, operate, and scale financial products, including digital accounts, credit cards, wallets, and embedded financial solutions. It helps teams modernize their financial infrastructure and centralize monitoring.

How does Fidi compare to a platform like Stripe?

Fidi X offers a comprehensive financial operating system for building and scaling various financial products, including core banking functions. In contrast, Stripe primarily focuses on payment processing and related financial services.

What are the current limitations of Fidi?

A key management component, Hub X, is not yet available, which means some central control panel functionalities are forthcoming. Additionally, Orchest X, the integration engine, is currently only available in Chile, which may limit regional access for certain features.

How is Fidi priced?

Fidi is offered as a paid product. There is no permanently free tier available for its services.

Can Fidi integrate with existing financial systems and services?

Yes, Fidi is designed for integration through its Orchest X component, which acts as an integration engine. It connects processors, onboarding systems, KYC/KYB services, acquirers, and various payment systems.

Which types of financial products can be developed using Fidi?

Fidi supports the development of a wide range of financial products, including digital accounts, credit cards, wallets, and expense platforms. It also facilitates BaaS models and various embedded financial solutions.

Source: fidi.money

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