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Tracked since2026
0 reviews trackedThe Bottom Line
Entry price
Paid plans only
Biggest pro
Accelerates the creation and launch of new financial products.
Biggest con
Hub X, a key management component, is not yet available.
TL;DR - Fidi
- Modular financial operating system for digital finance.
- Enables creation and scaling of financial products like digital accounts, cards, and credit.
- Integrates core banking, orchestration, and compliance functions.
Pricing: Paid only
Best for: Enterprises & pros
What is Fidi?
Fidi X is a modular financial operating system designed to help businesses create, modernize, operate, and scale financial products. It provides a comprehensive platform that integrates ideas, customer needs, and technology to facilitate the development of digital accounts, credit cards, wallets, expense platforms, BaaS models, and embedded financial solutions.
The platform consists of three core components: Core X, Orchest X, and Hub X. Core X offers a modern, modular core banking system for managing accounts, balances, and real-time transactions. Orchest X acts as an integration engine, connecting processors, onboarding, KYC/KYB, acquirers, and payment systems. Hub X, an upcoming component, will serve as the central control panel for configuring rules, managing users, payments, and reporting.
Available on: Web
Pros & Cons
Pros
- Accelerates the creation and launch of new financial products.
- Reduces reliance on legacy infrastructure.
- Centralizes monitoring and integration processes.
- Supports a wide range of financial products and use cases.
- Designed for scalability and flexibility.
Cons
- Hub X, a key management component, is not yet available.
- Orchest X is currently only available in Chile, limiting immediate regional access for some features.
Key Features
Modular core banking (Core X) for accounts, balances, and real-time transactionsIntegration engine (Orchest X) for processors, onboarding, KYC/KYB, acquirers, and paymentsDigital onboarding with integrated KYC, KYB, biometrics, and AML providersCreation and management of corporate cards, travel cards, expense cards, and digital walletsFlexible credit offerings including consumer credit, BNPL, and microcreditsDigital and traditional bank accounts for individuals, businesses, and communitiesCentralized management and reporting (Hub X - coming soon)
Pricing
Paid
Fidi offers paid plans. Visit their website for current pricing details.
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Fidi FAQ
How does Fidi help businesses launch new financial products faster?
Fidi X accelerates the creation and launch of new financial products by providing a modular financial operating system. This platform integrates ideas, customer needs, and technology to streamline the development process.
What kind of user or team benefits most from Fidi?
Fidi is best suited for businesses looking to build, operate, and scale financial products, including digital accounts, credit cards, wallets, and embedded financial solutions. It helps teams modernize their financial infrastructure and centralize monitoring.
How does Fidi compare to a platform like Stripe?
Fidi X offers a comprehensive financial operating system for building and scaling various financial products, including core banking functions. In contrast, Stripe primarily focuses on payment processing and related financial services.
What are the current limitations of Fidi?
A key management component, Hub X, is not yet available, which means some central control panel functionalities are forthcoming. Additionally, Orchest X, the integration engine, is currently only available in Chile, which may limit regional access for certain features.
How is Fidi priced?
Fidi is offered as a paid product. There is no permanently free tier available for its services.
Can Fidi integrate with existing financial systems and services?
Yes, Fidi is designed for integration through its Orchest X component, which acts as an integration engine. It connects processors, onboarding systems, KYC/KYB services, acquirers, and various payment systems.
Which types of financial products can be developed using Fidi?
Fidi supports the development of a wide range of financial products, including digital accounts, credit cards, wallets, and expense platforms. It also facilitates BaaS models and various embedded financial solutions.
Source: fidi.money