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Alternatives

Best Mosaic alternatives in 2026

Data compiled by Toolradar Updated How we rate

Cite this list: Toolradar, best Mosaic alternatives 2026, toolradar.com/alternatives/mosaic-finance

3 direct alternatives to Mosaic and 5 more tools in the same category, compared on pricing, features, and best-for use cases. Pick the right replacement without the marketing fluff.

Quick answer

  • Anaplan is the top alternative to Mosaic on our list, followed by Vena Solutions and Planful.
  • 3 of the 8 alternatives have a free plan, starting with Microsoft Excel.
  • Highest rated: Microsoft Excel, 4.8 out of 5 from 22,705 ratings, Sep 2026.
Publications that cover the tools tracked here
  • TechCrunch
  • Bloomberg
  • Forbes
  • The Verge
  • Business Insider
  • 8 alternatives
  • 3 direct
  • 3 with a free plan

Top 3 alternatives to Mosaic

  1. Anaplan logo

    Anaplan

    #1 Top pick

    AI-driven scenario planning and analysis platform for confident decision-making across the enterprise.

    Pricing

    Contact sales

    4.5 /5 across G2 and Capterra · 511 ratings, Sep 2026

    Our take

    Best overall

  2. Vena Solutions logo

    The #1 AI-Powered Complete FP&A Platform built for Excel and Microsoft 365.

    Pricing

    Not published

    4.5 /5 on G2 · 482 ratings, Sep 2026

  3. Planful logo

    Drive financial performance and strategic decision-making with AI-powered planning and analytics.

    Pricing

    Not published

    4.3 /5 across G2 and Capterra · 585 ratings, Sep 2026

Mosaic vs 8 alternatives

Mosaic and its alternatives compared on starting price (cheapest paid plan, monthly, as of October 2026), free plan and average user rating, and how directly each replaces it.
Mosaic logo
Mosaic Compared tool
Price: Contact sales Free plan: No 4.7 out of 5, from 217 ratings on G2 (217)
Anaplan logo
Anaplan
Price: Contact sales Free plan: No 4.5 out of 5, from 511 ratings across G2 and Capterra (511) Direct alternative
Vena Solutions logo
Vena Solutions
Price: Not published Free plan: No 4.5 out of 5, from 482 ratings on G2 (482) Direct alternative
Planful logo
Planful
Price: Not published Free plan: No 4.3 out of 5, from 585 ratings across G2 and Capterra (585) Direct alternative
Microsoft Excel logo
Microsoft Excel
Price: $9.99/mo Free plan: Yes 4.8 out of 5, from 22,705 ratings across G2 and Capterra (22,705) Same category as Mosaic
Wise logo
Wise
Price: Free + paid Free plan: Yes 4.1 out of 5, from 287,986 ratings across G2, Capterra and Trustpilot (287,986) Same category as Mosaic
Deel logo
Deel
Price: $19/mo Free plan: No 4.7 out of 5, from 20,580 ratings across G2, Capterra and Trustpilot (20,580) Same category as Mosaic
BILL logo
BILL
Price: $49/mo Free plan: No 4.4 out of 5, from 1,811 ratings on G2 (1,811) Same category as Mosaic
Navan logo
Navan
Price: Free + paid Free plan: Yes 4.7 out of 5, from 9,510 ratings across G2 and Capterra (9,510) Same category as Mosaic

Why people consider alternatives to Mosaic

HiBob's Finance Suite, branded as Mosaic, offers modern Financial Planning & Analysis (FP&A) software deeply integrated with its Human Capital Management (HCM) platform.

Teams most often switch away when one of these starts to bite:

  • Pricing at scale as usage or premium tiers add up.
  • Missing integrations with the rest of your stack.
  • Performance or scale limits as your needs grow.
  • A specific feature gap you have hit in finance.

The 3 direct alternatives below cover the same core job (finance) with different trade-offs. The 5 tools marked "Same category as Mosaic" fit the category but replace Mosaic less directly.

Mosaic by the numbers

Mosaic compared with 412 HR & Recruiting tools on Toolradar, as of Oct 2026
Metric Mosaic Peer median Position (1 is best)
Free plan No 30% have one n/a
Listed as an alternative to 7 tools 2 #80 of 412 (joint)
User rating 4.7/5 (across the web, 217 ratings) 4.5/5 #29 of 269 (joint) tools with 20+ reviews

Each position is counted among the tools that have data for that row, as noted under it. All HR & Recruiting data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Mosaic by the numbers”, Oct 2026.

Finance leaderboards from Toolradar data

Toolradar ranks Finance tools on one measure at a time, only where at least 8 tools have data. As of Oct 2026.

CSV download of these Finance leaderboards, licensed CC BY 4.0

Lowest entry price, plans with no stated unit

Cheapest standard paid plan per month (annual prices divided by 12), read on vendor pages and compared only with tools priced on the same basis.

Counted among 155 tools with no stated price unit, verified price.

Lowest entry price, plans with no stated unit, Finance tools on Toolradar, as of Oct 2026
# Tool Entry plan
1 Stablebuzz $1.11/mo
2 Daily Connect $1.40/mo, billed monthly
3 Rainforest $1.49/mo
4 Bloxley $2.99/mo, billed monthly
4 Quicken $2.99/mo, billed monthly

Lowest entry price, per-user plans

Cheapest standard paid plan per month (annual prices divided by 12), read on vendor pages and compared only with tools priced on the same basis.

Counted among 25 tools priced per user, verified price.

Lowest entry price, per-user plans, Finance tools on Toolradar, as of Oct 2026
# Tool Entry plan
1 Expensify $5/user/mo, billed monthly
2 Beebole $6/user/mo, billed monthly
3 Abacus Expense $8/user/mo, billed monthly
3 Factorial HR $8/user/mo, billed monthly
3 RabbitWork $8/user/mo, billed monthly

Most visited, last 30 days

Distinct visitor sessions on the tool's Toolradar page over the last 30 days, with bots excluded by our analytics. A session counts once however many times it reloads the page.

Counted among 9 tools with 50+ visits.

Most visited, last 30 days, Finance tools on Toolradar, as of Oct 2026
# Tool Visits
1 Pontera 98 visits
2 Atome 95 visits
3 Dwolla 84 visits
4 Pump Cloud 79 visits
5 Marloo 78 visits

Most media coverage, last 30 days

Number of articles published in the last 30 days by our tracked media sources that mention the tool.

Counted among 13 tools mentioned in the last 30 days.

Most media coverage, last 30 days, Finance tools on Toolradar, as of Oct 2026
# Tool Articles
1 BitGo 10 articles
2 QuickBooks 7 articles
3 Cross River 5 articles
4 Modern Treasury 3 articles
4 TrueLayer 3 articles

A position exists only when at least 8 tools have data for that metric. 180 of 633 Finance tools have a verified price; the others publish none we could read (often "contact sales"). Advertising and placement fees are not inputs to any position. Visit counts include visits from every source. How we compute this. Cite this: Toolradar, “Finance leaderboards”, Oct 2026. Data licensed CC BY 4.0. All Finance statistics.

8 alternatives to Mosaic

Direct alternatives come first, ranked by G2 and Capterra ratings, media mentions, and editor review. Tools marked "Same category as Mosaic" follow, ranked the same way.

  1. 1
    Anaplan logo

    Anaplan

    Paid

    AI-driven scenario planning and analysis platform for confident decision-making across the enterprise.

    4.5 /5 across G2 and Capterra · 511 ratings, Sep 2026

    Price not published

  2. 2
    Vena Solutions logo

    Vena Solutions

    Paid

    The #1 AI-Powered Complete FP&A Platform built for Excel and Microsoft 365.

    4.5 /5 on G2 · 482 ratings, Sep 2026

    Price not published

  3. 3
    Planful logo

    Planful

    Paid

    Drive financial performance and strategic decision-making with AI-powered planning and analytics.

    4.3 /5 across G2 and Capterra · 585 ratings, Sep 2026

    Price not published

  4. 4
    Microsoft Excel logo

    Microsoft Excel

    Free plan Cheaper than Mosaic

    Industry-standard spreadsheet software

    4.8 /5 across G2 and Capterra · 22,705 ratings, Sep 2026

    From $9.99/mo, billed monthly; free plan available

    Same category as Mosaic

  5. 5
    Wise logo

    Wise

    Free plan Cheaper than Mosaic

    International money transfers and accounts

    4.1 /5 across G2, Capterra and Trustpilot · 287,986 ratings, Sep 2026

    Free plan available; paid prices not published

    Same category as Mosaic

  6. 6
    Deel logo

    Deel

    Paid Battle-tested at scale

    Hire globally, pay compliantly, and manage payroll worldwide

    4.7 /5 across G2, Capterra and Trustpilot · 20,580 ratings, Sep 2026

    From $19/employee/mo, billed monthly

    Same category as Mosaic

  7. 7
    BILL logo

    BILL

    Paid Battle-tested at scale

    One platform for accounts payable, accounts receivable, and company spend

    4.4 /5 on G2 · 1,811 ratings, Sep 2026

    From $49/user/mo, billed monthly

    Same category as Mosaic

  8. 8
    Navan logo

    Navan

    Free plan Cheaper than Mosaic

    All-in-one platform for corporate travel and expense management.

    4.7 /5 across G2 and Capterra · 9,510 ratings, Sep 2026

    Free plan available; paid prices not published

    Same category as Mosaic

Frequently asked questions

What is the best alternative to Mosaic?

Based on real-signal scoring (G2 and Capterra ratings, media mentions, and editorial review), the top alternatives to Mosaic are Anaplan, Vena Solutions, Planful. Each solves the same core job with different trade-offs on pricing, features, and integrations.

Is there a free alternative to Mosaic?

There is no fully free alternative in this list. Microsoft Excel is freemium: a permanent free tier plus paid plans (Industry-standard spreadsheet software).

Why do people look for Mosaic alternatives?

Common reasons teams switch away from Mosaic: pricing that scales aggressively, missing integrations with the rest of their stack, performance or scale limits, or a specific feature gap in finance. The alternatives on this page solve the same core problem with different trade-offs.

Side-by-side comparisons

In-depth comparison pages for Mosaic versus each alternative.

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