PaySimple Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Reviews onG2Capterra

3 plans tracked·Updated Jul 2026

Is PaySimple worth the price?

55/10

PaySimple's Standard tier at $79.95/month, coupled with high transaction fees (2.90% + $0.30 for credit cards, 1.00% + $0.30 for ACH), is quite expensive for businesses with moderate transaction volumes.

The base monthly fee is high before even considering processing costs. It's best for service-based businesses that highly value an all-in-one platform and have significant recurring billing needs.

Pricing Plans

Standard

$79.95 / month

Credit card processing as low as 2.90% + $0.30 per transaction + monthly fees
1.00% + $0.30 ACH/eCheck processing
Credit Card & ACH Recurring Billing
Reporting & Business Insights
Online payments (digital storefront, payment forms, embeddable checkout)
Credit Cards (recurring payments and automatic billing)
In Person payments (Point of Sale solutions)
ACH & Bank Account (one-time or recurring payments)

High Volume

Lower processing rates for businesses processing more than $50,000 per month

Software Partner Custom Pricing

Custom pricing for users of software partners (e.g., ServiceFusion, Dr. Chrono, SalonBiz, ImproveIt 360, The Studio Director)

Calculate your cost View full pricing

Hidden Costs & Gotchas

High credit card processing fees (2.90% + $0.30)

ACH processing fees (1.00% + $0.30)

Potential additional monthly fees on top of base

No transparent pricing for 'High Volume' tier

Which Plan Do You Need?

Service-based businesses

Recurring billing needs

Businesses needing integrated payments

How PaySimple Compares to Competitors

Compared to Square, which offers free basic accounts and processing starting around 2.6% + $0.10, PaySimple's $79.95/month base fee is significantly higher. Stripe also offers competitive processing rates without a monthly fee, making PaySimple's Standard tier less attractive for businesses primarily focused on transaction cost efficiency.

PaySimple Pricing FAQ

How much does PaySimple cost?

PaySimple starts at $79.95/month on the Standard plan.

Does PaySimple have a free plan?

PaySimple does not offer a permanent free plan. Paid plans are required from day one.

Is there a cheaper alternative to PaySimple?

Yes. Popular alternatives to PaySimple include QuickBooks, Zoho CRM, Square, PayPal. Free alternatives include Zoho CRM, Square, Wave. Compare them side-by-side on Toolradar.