Is PaySimple worth the price?
PaySimple's Standard tier at $79.95/month, coupled with high transaction fees (2.90% + $0.30 for credit cards, 1.00% + $0.30 for ACH), is quite expensive for businesses with moderate transaction volumes.
The base monthly fee is high before even considering processing costs. It's best for service-based businesses that highly value an all-in-one platform and have significant recurring billing needs.
Pricing Plans
Standard
$79.95/month
- Credit card processing as low as 2.90% + $0.30 per transaction + monthly fees
- 1.00% + $0.30 ACH/eCheck processing
- Credit Card & ACH Recurring Billing
- Reporting & Business Insights
- Online payments (digital storefront, payment forms, embeddable checkout)
- Credit Cards (recurring payments and automatic billing)
- In Person payments (Point of Sale solutions)
- ACH & Bank Account (one-time or recurring payments)
- Mobile payments (Point of Sale solutions)
- eCheck (accept checks online)
- Recurring Billing
- Electronic Invoices
- Customer Management
- Business Insights
- Reporting
High Volume
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- Lower processing rates for businesses processing more than $50,000 per month
Software Partner Custom Pricing
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- Custom pricing for users of software partners (e.g., ServiceFusion, Dr. Chrono, SalonBiz, ImproveIt 360, The Studio Director)
Hidden Costs & Gotchas
High credit card processing fees (2.90% + $0.30)
ACH processing fees (1.00% + $0.30)
Potential additional monthly fees on top of base
No transparent pricing for 'High Volume' tier
Which Plan Do You Need?
Service-based businesses
Recurring billing needs
Businesses needing integrated payments
How PaySimple Compares to Competitors
Compared to Square, which offers free basic accounts and processing starting around 2.6% + $0.10, PaySimple's $79.95/month base fee is significantly higher. Stripe also offers competitive processing rates without a monthly fee, making PaySimple's Standard tier less attractive for businesses primarily focused on transaction cost efficiency.
PaySimple Pricing FAQ
How much does PaySimple cost?
PaySimple starts at $79.95/month on the Standard plan.
Does PaySimple have a free plan?
PaySimple does not offer a permanent free plan. Paid plans are required from day one.
Is there a cheaper alternative to PaySimple?
Yes. Popular alternatives to PaySimple include LawPay, Torque360, GorillaDesk, Nexudus. Free alternatives include Metronome. Compare them side-by-side on Toolradar.
Cheaper alternatives to PaySimple
Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.
