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All-in-one payment processing and business management for service-based businesses.

From $79.95/mo, billed monthly Visit Website
Reviews on G2 Capterra
377 reviews tracked

The Bottom Line

Price
From $79.95/mo, billed monthly. Compare plans

Key facts

  • Integrated payment processing for service-based businesses.
  • Automates billing, accepts various payment types, and reconciles deposits.
  • Offers APIs, SDKs, and support for seamless integration and growth.

Pros

  • All-in-one solution for payments and business management.
  • Specifically designed for the unique needs of service-based businesses.
  • Offers robust integration tools (API, SDK) for seamless embedding.
  • Provides comprehensive support and training for partners.
  • Increases customer stickiness and opens new revenue streams for businesses.

Cons

  • Pricing details are not explicitly mentioned on the provided pages.
  • Primarily focused on integrated payments, which might not be suitable for businesses looking for a standalone payment gateway without integration needs.

What is PaySimple?

PaySimple provides an integrated payment solution designed for service-based businesses to accept payments, automate billing, and reconcile deposits. It offers a comprehensive platform that allows businesses to manage customer payments, cash flow, and business insights directly within their existing software through powerful APIs, SDKs, and integration tools. The platform is PCI-compliant and aims to simplify payment collection and management for various industries. The solution supports accepting all major credit cards, debit cards, and ACH payments, with flexibility for one-time payments, recurring schedules, and payment plans. Businesses can process payments in person, in the field via native or mobile apps, online with embedded buttons or forms, and through back-office key entry. PaySimple also offers dedicated support, personalized training for customer-facing teams, and go-to-market engagement to help partners launch and scale their payment programs, focusing on increasing customer stickiness, reducing churn, and expanding revenue streams. PaySimple caters specifically to the unique needs of the service economy, including home and field services, healthcare, and fitness & wellness sectors. Since 2006, it has helped over 22,000 business owners streamline operations, sell more online, and market to their customer base, providing a state-of-the-art cloud-based payment management solution.

Available on: Web

Ratings Across the Web

4.4 (377 reviews)

PaySimple holds an aggregate rating of 4.4 out of 5 from 377 reviews across G2 and Capterra, last checked September 17, 2026.

Ratings aggregated from independent review platforms. Learn more

Preview

Key Features

  • Accept major credit cards and debit cards
  • Process ACH payments
  • One-time payments
  • Recurring payment schedules
  • Payment plans
  • In-person payment processing
  • In-field payment acceptance (native/mobile app)
  • Online checkout solutions (embedded buttons/forms)

Pricing Plans

Pricing checked Nov 1, 2026. Source: paysimple.com/pricing, read Nov 1, 2026

PaySimple plans and prices, checked November 2026
Plan Price Details
Standard

$79.95 / month

  • Credit card processing as low as 2.90% + $0.30 per transaction + monthly fees
  • 1.00% + $0.30 ACH/eCheck processing
  • Credit Card & ACH Recurring Billing
+12 more
  • Reporting & Business Insights
  • Online payments (digital storefront, payment forms, embeddable checkout)
  • Credit Cards (recurring payments and automatic billing)
  • In Person payments (Point of Sale solutions)
  • ACH & Bank Account (one-time or recurring payments)
  • Mobile payments (Point of Sale solutions)
  • eCheck (accept checks online)
  • Recurring Billing
  • Electronic Invoices
  • Customer Management
  • Business Insights
  • Reporting
High Volume

Contact us

  • Lower processing rates for businesses processing more than $50,000 per month
Software Partner Custom Pricing

Contact us

  • Custom pricing for users of software partners (e.g., ServiceFusion, Dr. Chrono, SalonBiz, ImproveIt 360, The Studio Director)

Is PaySimple worth the price?

Fair value

PaySimple's Standard tier at $79.95/month, coupled with high transaction fees (2.90% + $0.30 for credit cards, 1.00% + $0.30 for ACH), is quite expensive for businesses with moderate transaction volumes.

The base monthly fee is high before even considering processing costs. It's best for service-based businesses that highly value an all-in-one platform and have significant recurring billing needs.

Hidden Costs & Gotchas

High credit card processing fees (2.90% + $0.30)

ACH processing fees (1.00% + $0.30)

Full PaySimple pricing: every plan, hidden costs and alternatives

How PaySimple's pricing compares

At $79.95/mo, billed monthly, PaySimple is the most premium of its 4 comparable direct competitors.

$14.99
PaySimple
$79.95

Not ranked, different unit or currency: Wave $19/mo flat, whole organisation, billed monthly.

Entry paid plan, monthly price, billed monthly. Pricing checked Nov 1, 2026.

Email me when PaySimple changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

PaySimple by the numbers

Toolradar data: PaySimple's entry paid plan ($79.95/mo, billed monthly) ranks #15 of 25 for price among the Subscription Billing tools with a verified entry price and no stated unit, where the median is $75/mo. As of Nov 2026.

PaySimple compared with 91 Subscription Billing tools on Toolradar, as of Nov 2026
Metric PaySimple Peer median Position (1 is best)
Entry paid plan $79.95/mo, billed monthly $75/mo #15 of 25 tools with no stated price unit, verified price
Free plan No 32% have one n/a
Listed as an alternative to 3 tools 3 #35 of 91 (joint)
User rating 4.4/5 (across the web, 377 ratings) 4.5/5 #22 of 41 (joint) tools with 20+ reviews

Listed as an alternative to: #33 on 2026-10-16 to #35 on 2026-11-02 (rank among 91 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Subscription Billing data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “PaySimple by the numbers”, Nov 2026.

Reviews

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4.4/5

Across 377 verified user reviews on Capterra, G2

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PaySimple FAQ

How does PaySimple help service-based businesses manage their finances?

PaySimple provides an integrated payment solution that allows service-based businesses to accept payments, automate billing, and reconcile deposits. It helps manage customer payments, cash flow, and business insights directly within their existing software.

Which payment methods can businesses accept using PaySimple?

Businesses can accept all major credit cards, debit cards, and ACH payments through PaySimple. It supports one-time payments, recurring schedules, and payment plans, offering flexibility for various transaction types.

How does PaySimple compare to Square for payment processing?

PaySimple is designed as an all-in-one payment processing and business management solution specifically for service-based businesses, offering robust integration tools. Square also provides payment processing but may cater to a broader range of business types beyond just integrated service models.

What kind of user or team benefits most from PaySimple?

PaySimple is best suited for service-based businesses, including those in home and field services, healthcare, and fitness & wellness sectors. It helps these businesses streamline operations, sell more online, and market to their customer base.

Does PaySimple include a free tier for businesses?

PaySimple is a paid product and does not include a permanently free tier. It offers a comprehensive platform designed for integrated payment solutions and business management.

Can PaySimple integrate with a business's existing software?

Yes, PaySimple offers powerful APIs, SDKs, and integration tools to embed its payment and business management functionalities directly within a business's existing software. This allows for seamless management of customer payments and cash flow.

How does PaySimple pricing compare with other Subscription Billing tools?

PaySimple's entry paid plan ($79.95/mo, billed monthly) ranks #15 of 25 for price among the Subscription Billing tools with a verified entry price and no stated unit, where the median is $75/mo. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

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