Rho is free.
Verified Sep 2026 from the official pricing page.
Is Rho worth the price?
Rho's pricing is exceptionally fair and generous, offering a comprehensive suite of business banking and treasury management tools for $0.
The absence of subscription fees, per-user fees, and minimums makes it highly accessible. This is best for growing companies looking for robust financial infrastructure without upfront costs.
Pricing Plans
Base Services
Free
- Same-Day ACH, wires, and checks
- Subscription Fees
- Checking account minimum fees
- Connected, in-platform capabilities: AP, Expense & Accounting Automation
- Per-user fees
- Wire recall fee
Hidden Costs & Gotchas
Potential fees for specific banking services (e.g., international wires)
No explicit mention of FX fees for international transactions
Wire recall fee is mentioned, implying other transaction fees
How Rho compares
5 of 5 direct competitors offer a free plan.
Rho Pricing FAQ
How much does Rho cost?
Rho is free to use. No subscription or one-time fee is required for the core product.
Does Rho have a free plan?
Yes. Rho offers a free plan called "Base Services". It includes: Same-Day ACH, wires, and checks, Subscription Fees, Checking account minimum fees.
What are alternatives to Rho?
Alternatives to Rho include Mercury, Brex, Ramp, Novo. Mercury starts at $20/month; Brex starts at $12/user/month; Ramp starts at $15/user/month.
Rho alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Rho pricing — rho.co/pricing (verified Sep 2026)
- Cite this data: Toolradar, Rho pricing verified Sep 2026, toolradar.com/tools/rho/pricing

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