Oxygen

Name: Oxygen
Brand: Oxygen
Rating: 4.2 (29 reviews)

Unclaimed

Banking services for small businesses and entrepreneurs, currently undergoing new initiatives.

Finance Accounting Invoicing

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4.2(29 across the web)

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Reviews onG2Capterra

29 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

Historically served a large user base (250K+ monthly active users)

Biggest con

Services are currently unavailable

TL;DR - Oxygen

Provided banking services for small businesses and entrepreneurs.
Historically served over 250K monthly active users.
Currently unavailable as the company works on new initiatives.

Pricing: Paid only

Best for: Enterprises & pros

4.2/5 across review platforms

What is Oxygen?

Editorial review

Oxygen was an innovative fintech platform that provided financial products tailored for small businesses and entrepreneurs. It aimed to empower these groups by offering banking services designed to meet their specific needs, particularly those in the gig economy and mid-to-high income millennials. The platform historically served a significant user base, demonstrating its appeal and utility within its target market. While Oxygen's services are currently unavailable as the company works on new initiatives, its past operations highlight a focus on modern banking solutions. It leveraged a scalable core banking foundation and an innovative customer acquisition model to grow its user base and facilitate substantial card swipe revenue. The company had a proven leadership team and secured significant funding, indicating a strong foundation and potential for future developments in the fintech space.

Available on: Web

LCLouis CorneloupUpdated May 26, 2026 · how we evaluateSourceoxygen.us ↗

Pros & Cons

Pros

Historically served a large user base (250K+ monthly active users)
Supported significant card swipe revenue ($550k/month)
Backed by a proven leadership team and significant investment ($20M round)

Cons

Services are currently unavailable
Specific future initiatives are not yet detailed

Ratings Across the Web

4.2(29 reviews)

Ratings aggregated from independent review platforms. Learn more

Key Features

Financial products for small businessesFinancial products for entrepreneursBanking services for gig economy workersScalable core banking foundationInnovative customer acquisition model

Pricing

Paid

Oxygen offers paid plans. Visit their website for current pricing details.

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Reviews

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4.2/5

Across 29 verified user reviews on G2, Capterra

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Best Oxygen Alternatives

Top alternatives based on features, pricing, and user needs.

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RampFreemium

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BrexFreemium

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MercuryFree

Business banking for startups. Open an account online in minutes

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PilotPaid

Bookkeeping and CFO services for startups

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FoundFreemium

Smarter banking, bookkeeping, and tax management for small businesses and freelancers.

4.5

NovoFreemium

Smarter online business banking solutions for small businesses and self-employed entrepreneurs.

3.5

LiliFreemium

Online banking and financial management designed for small businesses and freelancers.

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Oxygen alternatives7+ tools ranked, pricing + verdict per pick Oxygen vs RampHead-to-head: features, pricing, who wins Oxygen vs BrexHead-to-head: features, pricing, who wins Oxygen vs MercuryHead-to-head: features, pricing, who wins

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Oxygen FAQ

Which teams would benefit most from Oxygen's services?

Oxygen was designed to serve small businesses and entrepreneurs, particularly those operating in the gig economy and mid-to-high income millennials. Its banking services were tailored to meet the specific financial needs of these groups.

How does Oxygen compare to Novo for business banking?

Oxygen, like Novo, offered banking services tailored for small businesses and entrepreneurs. Oxygen historically served a large user base and focused on modern banking solutions for its target market.

What kind of banking services did Oxygen provide?

Oxygen provided a range of financial products and banking services specifically tailored for small businesses and entrepreneurs. It aimed to empower these groups by meeting their unique financial needs.

What are the main limitations of Oxygen's current offerings?

Oxygen's services are currently unavailable as the company works on new initiatives. The specific details of its future developments have not yet been publicly detailed.

How is Oxygen priced?

Oxygen was structured as a paid product and did not include a permanently free tier. Its financial services were offered as a premium offering to its target users.

Can Oxygen help with invoicing and accounting for small businesses?

Oxygen's platform was categorized under Finance, Accounting, and Invoicing, indicating its capability to support these functions for small businesses. It aimed to provide comprehensive financial tools for entrepreneurs.

Why did Oxygen appeal to a large user base historically?

Oxygen appealed to a large user base of over 250,000 monthly active users due to its innovative fintech platform and banking services tailored for small businesses and entrepreneurs. It leveraged a scalable core banking foundation and an innovative customer acquisition model.

Source: oxygen.us

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