Wise Business Pricing 2026
Plans, hidden costs, and alternatives compared
Cite this data: Toolradar, Wise Business pricing verified Sep 2026, toolradar.com/tools/wise-business/pricing
Wise Business pricing: Free for pay as you go; From 0.33%.
Verified Sep 2026 from the official pricing page.
Is Wise Business worth the price?
Wise Business offers a fair and transparent pricing model, especially with its 'Pay As You Go' tier which has no monthly fees, only a one-time setup fee of 31 USD.
This makes it very accessible for businesses of all sizes. The 'Transfers' tier, priced from 0.33% per transfer, is competitive for international transactions.
It's best for businesses that frequently send or receive international payments.
Pricing Plans
Pay As You Go
Free
No monthly fees
- One-time setup fee 31 USD
- Hold 40+ currencies
- Low transfer fees from 0.33%
- Free local payments
Transfers
From 0.33%
Per transfer
- Mid-market exchange rate
- Batch payments up to 1,000
- API access
- Multi-user access
Hidden Costs & Gotchas
Variable transfer fees starting from 0.33%
How Wise Business compares
3 of 6 direct competitors offer a free plan.
Wise Business Pricing FAQ
How much does Wise Business cost?
Wise Business has no subscription price: Free for pay as you go; From 0.33%.
Does Wise Business have a free plan?
Yes. Wise Business offers a free plan called "Pay As You Go". It includes: One-time setup fee 31 USD, Hold 40+ currencies, Low transfer fees from 0.33%.
What are alternatives to Wise Business?
Alternatives to Wise Business include Mercury, Payoneer, Stripe, Xero. Mercury starts at $20/month, billing unit not specified; Xero starts at $25/month, billing unit not specified; QuickBooks starts at $38/month, billing unit not specified.
Wise Business alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Wise Business pricing: wise.com/business (verified Sep 2026)
- Cite this data: Toolradar, Wise Business pricing verified Sep 2026, toolradar.com/tools/wise-business/pricing
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