Best Concur Alternatives in 2026
Short answer: Expensify is the Concur alternative for most teams leaving a report-priced contract in 2026. Collect is $5 per unique member per month. Concur Base still starts at $7 per report, with unlimited users, and that tier is expense only.
Navan fits a company of 300 or fewer employees that actually used Concur Travel: booking stays free, then expense is $15 per user after five free filers in a month. Ramp fits a card reissue on a plan with no seat fee. Brex Premium is the paid per-user plan when the free plan stops at two entities, and Concur Travel itself stays on custom Premium.
Cancel the per-report contract only after you can multiply the replacement, because Concur Travel is not hiding inside the report price.
Leaving SAP Concur is a change of meter, not a logo swap. Expensify is where most finance leads should price the exit first, because the replacement is a member rate you can multiply before anyone books a demo.
Toolradar data: 49% of the expense tools in our catalog are paid-only, which is 40 products out of 82, while a free or freemium plan still shows up on 50% of them (5 free and 36 freemium).
A no-cost row in that mix will not hold a global booking program, a travel agency, or the report archive you already stored in Concur. This ranking is for the person pricing a cancellation. If you are buying a first booking tool rather than replacing one, use the travel and expense guide, and if the only job left is the receipt, use the expense management software guide or the wider expense catalog.
How we chose: we lined these 10 up against the 82 expense tools we track, read every price on the vendor's own site in September 2026, and took no paid placement. The score sheet is on how we rate, and other products people compare with Concur are listed at SAP Concur alternatives.
Cite this: Toolradar, "Best Concur Alternatives in 2026", September 2026.
Top Picks
Picked by editorial review, informed by G2 and Capterra review volume and rating and by media mentions, the signals behind our category rankings. How we rate
| Tool | Starting price | Rating | Best for |
|---|---|---|---|
| Expensify | From $5/member/mo | 4.57,035 reviews | Teams leaving a per-report contract who want a member price they can multiply. |
| Navan | Expense $15/user after 5 | 4.79,510 reviews | Companies of 300 or fewer employees replacing Concur Travel and the expense file. |
| Ramp | Plus seat + platform fee | 4.82,727 reviews | Teams that will reissue cards and do not need to upload negotiated fares. |
| Brex | From $12/user/mo | 3.62,343 reviews | Companies that fit two entities and want booking before a managed travel program. |
| Rydoo | From $9/user/mo annual | 4.41,010 reviews | Finance teams staying on SAP who only need the expense file replaced. |
| Sage Expense Management | From $11.99/user/mo | 4.51,823 reviews | US teams that will keep their cards and pay only people who file. |
| Emburse Spend | From $8/user/mo | 4.41,189 reviews | US companies under 100 employees that want an Emburse seat with a dollar on it. |
| BILL Spend and Expense | $0/user/mo | n/a | Teams that will switch to BILL cards and keep invoices on a separate subscription. |
| Emburse Enterprise | Quote only | 4.32,570 reviews | Enterprises that already have a travel agency and can wait for a written quote. |
| Rippling | No list price | 4.818,284 reviews | Companies that want approvals driven by role and department data. |
Teams leaving a per-report contract who want a member price they can multiply.
Expensify's pricing is fair for small to medium businesses, especially with the annual commitment.
Companies of 300 or fewer employees replacing Concur Travel and the expense file.
Navan's pricing is incredibly generous for small to medium businesses with its 'Navan Business' tier being completely free.
Teams that will reissue cards and do not need to upload negotiated fares.
Ramp's pricing is highly generous, especially with its robust Free tier that offers features often found in paid plans from competitors.
Watch out
No explicit mention of minimum user count for Plus
Companies that fit two entities and want booking before a managed travel program.
Brex's pricing is quite generous for startups and growing companies with its free Essentials tier, offering robust features without a per-user fee.
Watch out
Smart Card program may have specific procurement requirements.
Finance teams staying on SAP who only need the expense file replaced.
It's best for companies looking for a robust, scalable expense and travel management solution.
Watch out
Monthly billing is 25% higher
US teams that will keep their cards and pay only people who file.
Fyle's pricing is competitive, especially for the robust feature set offered in the Growth and Business plans.
US companies under 100 employees that want an Emburse seat with a dollar on it.
Teams that will switch to BILL cards and keep invoices on a separate subscription.
No subscription or per-user fees; BILL Spend & Expense is free software with corporate cards and credit access built in.
Enterprises that already have a travel agency and can wait for a written quote.
Companies that want approvals driven by role and department data.
The platform's strength is genuine, it unifies HR, IT, and Finance in one system with exceptional automation, but the quote-only pricing and annual contracts make it hard to budget without a sales call.
Watch out
Annual contracts are mandatory. There is no monthly billing option, so you are locked in for 12 months minimum even if the product does not fit your needs
What people mean when they shop for a Concur alternative
A Concur alternative takes the expense report, and sometimes the trip, off a contract that bills by report volume. If the new product cannot show a price you can multiply, you have traded one quote for another.
An expense seat, with travel as a fee, fits a company whose Concur order is Base or Plus. Those tiers name Concur Expense, and Plus adds ExpenseIt, User Support Desk, and Reporting, so the old bill was reports rather than a booking desk. Neither tier names Concur Travel, which is why Expensify sells the workspace by the member and prices each trip on top.
Booking plus expense under a headcount cap fits a company that bought Premium for Concur Travel and still sits inside the public employee limit. Navan keeps booking off the invoice and meters the people who file. Cross that headcount and the public plan ends.
A card that absorbs the old expense tool fits a team willing to reissue plastic and let a negotiated fare go. Ramp and Brex put booking on a free tier and charge for tighter policy. BILL Spend and Expense drops the software seat and still expects its own card. If the airline contract cannot move, none of these is the first call.
An expense file that leaves the booking tool alone fits travelers who already book through an agency. Rydoo and Sage Expense Management publish an expense seat and leave the fare alone, which matches an order that never included Concur Travel. Emburse Spend does the same for US companies under its employee cap, and filers abroad should skip it.
The same class of suite, still a quote, is for buyers who can wait on a written number. Emburse Enterprise keeps the travel agency and does not print a dollar, while Rippling ties policy to employee records and prints no Expenses rate. The spend management platforms guide is the closer list when the problem is invoices and purchase orders, not the trip.
The report price is not the travel price
The expensive mistake is canceling Concur because Base looks cheap per report, then discovering the booking tool was never on that tier. The other mistake is signing a card platform because the software line is zero, then learning the airline deal cannot be loaded.
Toolradar data: 36 of the 82 expense tools we track are freemium, so a no-fee card plan and a quote-only suite show up in the same catalog. The free label does not mean the agency, the negotiated fare, or the SAP connector came along.
At the published Base start, 100 reports are $700 before any volume discount, while twenty Collect members are $100 a month before a single trip. A company that files rarely and employs many approvers can lose that comparison, because Concur's report tiers say unlimited users and the member tools bill the people. A company that files constantly, with a small set of travelers, usually wins by leaving.
Plus starts at $11 per report and still lists expense add-ons, not Concur Travel, which means a renewal that does not say Travel has been a report contract all along. Premium is the custom tier that names Concur Travel, ExpenseIt, Reporting, and Intelligence together. A larger monthly commitment can lower that per-report start, so the public card is the rate before the discount.
Key Features to Look For
A price you can multiply before you cancel (Essential)
Expensify, Navan, Ramp, Brex, Rydoo, Sage Expense Management, Emburse Spend, and BILL print a number you can forecast before a demo. Emburse Enterprise and Rippling do not, so a blank order form has not priced the cancellation.
Whether Concur Travel was actually in the contract (Essential)
Base names Concur Expense, and Plus adds ExpenseIt, a support desk, and Reporting, so those orders need an expense seat, not a second booking suite. Premium is where Concur Travel appears, on a custom quote.
The card you already issued (Essential)
Navan and Expensify will take a card you already have, which matters when the bank stays. Ramp's FAQ says a Ramp card is required to book and negotiated rates cannot be uploaded, so a locked airline deal should not start there. BILL Spend and Expense is built around BILL cards.
The headcount where the public price stops (Important)
Navan Business stops at its published employee cap, and past that the table price is no longer yours. Emburse Spend stops at an employee cap and bills a submitter floor. Rydoo Business is a quote from 30 active users, and Sage Expense Management Enterprise is custom from 250 employees.
SAP stays even if Concur goes (Important)
Rydoo describes a connector for SAP S/4HANA and SAP ECC, and the plan grid marks SAP S/4HANA as an add-on, so the seat is not the connector. Rippling can run Expenses beside its own platform, which helps only if that platform was already the plan. A missing connector means a monthly file.
Who counts as a billed person (Important)
Expensify Collect bills unique members, so approvers cost money even when they never file. Navan bills anyone who submits a transaction, including through a card connection, and an approver who never files does not. Emburse Spend uses that submitter rule and still charges its user floor, while Concur's report tiers say unlimited users.
Country coverage you will actually use (Essential)
Emburse Spend supports US organizations only, in English, and reimburses inside the United States, so a global program that moves there has not moved. Rydoo points at tax, per diem, and mileage data for 80+ countries, with per diems in 15+ countries on the tier above Essentials.
The agency you do not want to fire (Nice to have)
Emburse Enterprise Travel works with your travel management company or with Emburse Book, and it will only explore a link it does not already have. Navan's Enterprise column is where negotiated rates are written. Ramp's FAQ says those rates cannot be uploaded today.
What to decide before you give notice
If the Concur order is Base or Plus, price Expensify Collect and a year of trip fees before you request a travel suite, because the report price was never the booking tool.
If the order names Concur Travel and the company still fits the public headcount, price Navan before Emburse Enterprise, because only one of those has a public expense seat.
If travelers must keep a negotiated airline rate, do not start on Ramp. Ask Navan Enterprise or Emburse Enterprise in writing whether that rate can be loaded.
If the company is outside the United States, skip Emburse Spend and price Rydoo or Sage Expense Management, keeping the booking tool you already pay for.
If Concur Invoice is on the same renewal, keep that line separate from the expense exit, because BILL's payables seats are a different subscription from the free spend plan.
Evaluation Checklist
On the Concur quote, circle every module, because Expense, ExpenseIt, Travel, and Intelligence are different lines, and if Travel is missing you are not replacing a booking tool.
On Expensify, check the date the first workspace was created, because Collect's current member rate applies on or after April 1, 2025, and older workspaces can still sit on legacy billing.
On Expensify Travel, book one test trip yourself and ask an agent to change a second one, then write both fees down before you forecast a year of changes.
On Navan, count people who submit expenses rather than travelers, and confirm the company will stay inside the public headcount or the Business price no longer applies.
On Ramp, confirm every traveler can hold a Ramp card and ask whether your airline contract can be loaded, because the public answer today is no.
On Brex, count legal entities, because Essentials stops at two and group travel plus the tighter expense rules sit on Premium, not the free plan.
On Rydoo, ask for the SAP S/4HANA connector as its own line, because the plan grid marks it as an add-on and Business pricing starts at 30 active users.
On Emburse, say which product you mean: Spend has a published US seat and a 15-submitter floor, while Enterprise travel does not publish a dollar and may need your agency added before go-live.
Pricing Overview
Per report, travel extra
The contract you are leaving: Concur Base and Plus, with Travel on custom Premium.
USD per report, then a quote
Member price plus a trip fee
Expensify, when the workspace and the assisted booking should be separate lines.
Per member, then per trip
Free booking under a headcount cap
Navan, when the company still fits the public plan and filing, not booking, is the meter.
Per expense user after a free block
Card platform
Ramp, Brex, and BILL, when the company will pay with that vendor's card.
No seat, then a paid tier
Expense seat, booking elsewhere
Rydoo, Sage Expense Management, and Emburse Spend when the agency stays. Emburse Enterprise and Rippling stay on a quote.
Per active user, or a quote
Pricing Comparison
| Tool | Published USD price | What that price replaces | Billing |
|---|---|---|---|
SAP Concur (the contract) | Base from $7/report; Plus from $11 | Expense on Base and Plus. Concur Travel is custom Premium. | Per report, or quote |
Expensify Collect | $5/member/mo | The workspace. Self-serve and assisted trips are separate fees. | Unique member / month |
Navan Business | Expense $15/user after 5 free | Booking with no trip cap at 300 employees or fewer. Above that, a quote. | Per expense user / month |
Ramp | $0/user; Plus $15/user + platform fee | Cards, expense, and booking. Negotiated fares cannot be uploaded. | Per user / month |
Brex | Essentials $0; Premium $12/user/mo | Booking on Essentials. Tighter policies and group travel on Premium. | Per user / month |
Rydoo Essentials | $9/user/mo billed annually | Expense for 5 or more users. Pro is the next annual tier. SAP is an add-on. | Per user / month |
Growth $11.99/user/mo annual | Active filers, minimum 5. Business is $14.99 with a 10-user floor. | Per active user / month | |
Emburse Spend Basic | $8/user/mo | US expense up to 100 employees. 15-user minimum. Plus is $12. | Per submitter / month |
$0/user/mo | Cards, budgets, and expense. Payables Essentials is $49/user/mo. | No software fee | |
No list price | Expense plus travel data from your agency or Emburse Book. | Custom quote | |
Rippling Expenses | No list price | Expense beside the required Rippling platform. Rate is not printed. | Per employee, unprinted |
USD prices read on vendor sites on September 24, 2026. Concur says its listed prices are USD and can vary with the monthly commitment. Rydoo also prints a higher rate if you pay monthly. Emburse Spend Plus is a different product from Brex Premium, even when the sticker looks similar.
Mistakes to Avoid
- ×
Treating Base as the booking tool means reading a per-report start that names Concur Expense. Plus adds ExpenseIt and Reporting at the higher per-report start, and Travel is the custom Premium line, so canceling Base to buy a booking suite adds a product you did not have.
- ×
Comparing 100 Concur reports with 100 software seats ignores unlimited users on the report tiers, which make a large approver pool look free. Collect bills unique members and Navan bills filers. Expensify alternatives is the next page if Control's pay-as-you-go rate is the part that hurts.
- ×
Moving a negotiated fare onto Ramp conflicts with the travel FAQ, which says those rates cannot be uploaded and that booking requires a Ramp card. If the carrier deal is why Concur Travel exists, Ramp is a card project, not the exit.
- ×
Signing Emburse Spend because the enterprise site said user-based pricing confuses the US plan, which has a submitter floor and an employee cap, with Enterprise travel, which is still a quote. The startup expense guide is the closer list if the company is small and the trip is not the product.
- ×
Assuming the SAP connector is inside a Rydoo seat skips the gap between the description and the order. The description covers the S/4HANA and ECC link, and the plan grid marks SAP S/4HANA as an add-on, so put that line on the order or the first close is a file.
- ×
Folding Concur Invoice into a free card plan treats BILL Spend and Expense, which has no software seat, as if it included payables. Payables Essentials is the per-user plan in the table. The accounts payable guide covers that job when invoices were half the renewal.
Expert Tips
- →
Write the Concur modules into the cancellation email, with Expense, ExpenseIt, Travel, Invoice, and Intelligence each marked yes or no. Check the names on SAP Concur before you send it, because a module you forget keeps billing.
- →
Price one quiet month and one conference month before you pick a meter. A per-report start punishes the conference, and a per-member start punishes the quiet month, because you still pay for the people.
- →
Ask Navan for the Enterprise number if you will cross the public headcount this year. The Business expense seat will not stretch, and negotiated rates are written on Enterprise, not on the public feature list.
- →
On Expensify, separate the workspace from the trip, because a year of agent changes can exceed the member line and the travel terms may stack the agent fee on top of checkout.
- →
Keep the agency conversation off the US Emburse seat. Spend does not book trips and does not reimburse outside the United States. Enterprise is the product that talks to an agency.
- →
If the receipt is the only gap, stop before you buy a booking suite. Sage Expense Management and Rydoo are built for that file. The free expense tools guide is the list when even a seat is more than you need, and the corporate card guide is the list when the plastic is the decision.
Red Flags to Watch For
- !
A competitor demo that says it replaces Concur, without asking whether your order includes Concur Travel, is selling a receipt app against a booking suite.
- !
Ramp sold as a home for negotiated corporate fares conflicts with Ramp's own FAQ, which says those rates cannot be uploaded today.
- !
Emburse Spend's published seat used as the price of Emburse Enterprise confuses a capped US expense plan with a quote-only travel suite.
- !
BILL Spend and Expense treated as a free replacement for Concur Invoice ignores the payables plans. Essentials on that side is a separate per-user subscription.
- !
Navan Business quoted above its public headcount uses a price that tier does not cover. Enterprise, including negotiated rates, is a separate conversation.
- !
A Rydoo seat signed without the SAP add-on leaves the S/4HANA connector off the order. The product description names the connector, and the plan grid marks it as extra.
The Bottom Line
Expensify is the exit from Concur Base or Plus: a member rate, a separate trip fee, and a card you can keep. Navan is the exit when Concur Travel was on the order and the company still fits the public headcount. Ramp fits only if every traveler can take a Ramp card and the negotiated fare can go. Brex fits two entities on the free booking line. BILL fits when invoices stay on their own plan.
Rydoo fits when SAP stays. Sage Expense Management fits when only filers pay. Emburse Spend is the US-only published price, Emburse Enterprise is the agency quote, and Rippling stays a quote until the Expenses rate is on the order.
Cite this: Toolradar, "Best Concur Alternatives in 2026", September 2026. Prices checked on vendor pages in September 2026. No paid placement. Compared with the 82 expense management tools we track.
Frequently Asked Questions
What is the best Concur alternative for most companies in 2026?
Expensify is the default when the Concur contract you are leaving is Base or Plus, because those tiers are expense reports rather than a booking suite. Collect's member rate, for a workspace first created on or after April 1, 2025, is the one in the table, and Concur Travel is not part of those report tiers.
Navan is the better fit when the order included Concur Travel and the company still fits the public headcount, because booking is not the meter and the expense seat is published. Above that headcount, Navan Enterprise is a quote. Emburse Enterprise is the better fit when a travel agency has to stay and a public price is not required. Other products shopped against Concur are on SAP Concur alternatives.
How much does a Concur alternative cost in 2026?
It depends which meter you are leaving. Concur Base starts at $7 per report and Plus starts at $11 per report, both with unlimited users, in USD, and the rate can fall if you commit more volume. Concur Travel is custom Premium, so a report quote is not a booking quote.
Expensify Collect is the member rate in the table, and an assisted trip is $25 on the help center's schedule. Navan's expense seat, after the free block of filers in a month, is the public-plan figure in that same table. Brex Premium is the paid seat there too. Ramp's free plan has no seat, and Plus adds a seat plus an unprinted platform fee. Prices were checked on vendor sites in September 2026.
Is there a free alternative to a full Concur program?
Several vendors remove the software seat, and none of them replace a global Concur Premium program at no cost. Ramp's free plan includes booking with no seat fee if the traveler has a Ramp card and you do not need to upload a negotiated fare. Brex Essentials also has no seat fee and includes booking, and it stops at two entities.
BILL Spend and Expense has no software seat for cards and expense, and payables are a separate subscription. Expensify's free Submit workspace is for an individual submitter and does not include approvals or accounting sync, so a company cannot run on it. Navan does not charge for booking on the public plan, then charges filers past the free block. A wider look at no-cost receipt tools is the free expense management guide.
Does Expensify replace Concur Travel for a global program?
It replaces the booking screen, not the global agency network. Expensify Travel covers flights, hotels, cars, and rail inside the same login, and the help center charges a self-serve trip fee when you book or change the trip yourself and $25 when an agent does it. A self-serve trip that later needs an agent pays the difference on that help page.
The travel terms describe an extra agent fee in addition to the checkout trip fee, so confirm which document the invoice follows. Collect does not require the Expensify Card. Control is where the annual rate and the card discount live, at $18 before that discount. If you needed country configuration and a travel management company, price Navan or Emburse Enterprise instead.
How does Navan compare with Concur for a smaller company?
Navan Business is the public plan for companies with 300 or fewer employees. Booking is not capped by trip count, expense is free for an opening block of monthly filers, and the per-user fee after that is published. Concur Base and Plus bill per report with unlimited users and do not name Concur Travel. Premium, which does name it, is custom.
Choose Navan when you still fit that headcount and want the fare and the expense in one login. Stay on Concur when the agency and the negotiated rates are the product, because the report price does not include them. The booking-first ranking, for buyers who are not leaving a contract, is the travel and expense guide.
Can we drop Concur and keep our SAP ledger?
Yes, if the connector is on the order. Rydoo describes a link to SAP S/4HANA and SAP ECC, and the plan comparison marks SAP S/4HANA as an add-on, so Essentials at the annual rate in the table does not automatically include it. Business pricing is custom from 30 active users.
Rippling can sit beside an ERP, and its pricing page does not print the Expenses rate, so both the connector and the price stay open until the order names them. Sage Expense Management syncs QuickBooks Online and Xero on Growth, and Intacct is a separate conversation with a possible implementation fee. None of these three replace Concur Travel by themselves.
Is Emburse Spend the same product as Emburse Enterprise?
No. Emburse Spend Basic is $8 per submitter per month and Plus is $12. Both are aimed at companies of up to 100 employees, and both bill at least 15 submitters. Reimbursements stay inside the United States. A 30-day trial is public, and guided implementation is $1,500 if you buy it.
Emburse Enterprise, the product formerly sold as Chrome River, publishes no seat and is the one that works with a travel agency or with Emburse Book. Duty of care on that product is the WorldAware partnership. Using the Spend price to reject an Enterprise quote, or the reverse, compares two different contracts.
Cite this page: Toolradar, "Best Concur Alternatives in 2026", updated September 2026, https://toolradar.com/guides/best-concur-alternatives
Sources
Prices and plan details on this page come from each vendor's own pricing page, re-checked by the Toolradar pricing tracker:
- Expensify pricing, checked
- Navan pricing, checked
- Ramp pricing, checked
- Brex pricing, checked
- Rydoo pricing, checked
- Sage Expense Management pricing, checked
- Emburse Spend pricing
- BILL Spend and Expense pricing, checked
- Emburse Enterprise pricing
- Rippling pricing, checked