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Settle

Claimed

Turn spoken job details into priced estimates customers can approve or pay

From $19.99/mo, billed monthly (free plan available)
Freemium Invoicing Estimating & Takeoff
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Tracked since 2026
Verified vendor

The Bottom Line

Best for
Contractors who need to create and send estimates and invoices from an iPhone.
Price
From $19.99/mo, billed monthly (free plan available). Compare plans

Key facts

  • Describe the job out loud and Settle writes a priced, line-by-line estimate from your own past prices
  • Free for unlimited estimates and invoices; customers approve or pay from a link, money goes to your own Stripe account
  • iPhone only, one user, no scheduling or crew features; Pro (paid plan) adds unlimited AI drafts

Pros

  • No setup: no catalog or templates to build before the first estimate
  • No document caps or platform fee on the free plan; CSV export works on free
  • Payments go to the contractor's own Stripe account; Settle never holds funds
  • Estimates go out from your own phone (Messages, Mail, WhatsApp), with Viewed / Approved / Paid status

Cons

  • iPhone only: no Android, no web app
  • No scheduling, dispatch, time tracking or crew logins
  • No QuickBooks sync (CSV export only) and no multi-device sync
  • App from a small team; English only

What is Settle?

Settle is an estimate and invoice app for one-person trades: plumbers, HVAC techs, electricians, handymen, painters, pool and lawn pros. Tap the button and describe the job out loud, and Settle writes a priced, line-by-line estimate using your own prices. Text it from your own phone. Your customer approves or pays from a link, and the money goes to your own Stripe account. Free to send unlimited estimates and invoices. Pro offers unlimited AI-written drafts. iPhone only. No scheduling

Available on: iOS

Data compiled by Toolradar Pricing checked · How we evaluate
Source settlejob.com

Preview

Key Features

  • Create estimates and invoices from voice or photo drafts
  • Send estimates and invoices by text, email or PDF
  • Accept card and bank payments through Stripe
  • Track when documents are viewed, approved or paid
  • Export records to CSV
  • Draft estimates offline

Pricing Plans

7-day Free Trial

Pricing checked Nov 3, 2026. Source: settlejob.com/pricing, read Nov 3, 2026

Settle plans and prices, checked November 2026
Plan Price Details
Free

$0

  • Unlimited estimates and invoices
  • Send by text, email or PDF
  • Get paid by card or bank through your own Stripe account
+2 more
  • Export everything to CSV
  • 3 AI-written drafts
Pro

$19.99/month

  • Everything in Free
  • Unlimited AI-written drafts from voice or photo
Calculate your cost View full pricing

Is Settle worth the price?

Good value

Settle's pricing is generous, with a robust free tier that includes unlimited estimates and invoices, and a Pro tier at $19.99/month that unlocks unlimited AI drafts.

This is very competitive for voice-to-invoice tools, especially for freelancers and small service businesses who want to streamline quoting without a big upfront cost.

Full Settle pricing: every plan, hidden costs and alternatives

How Settle's pricing compares

At $19.99/mo, billed monthly, Settle is the most affordable of its 3 comparable direct competitors.

Settle
$19.99
ServiceM8
$29
Jobber
$39
Tradify
$47

Entry paid plan, monthly price, billed monthly. Pricing checked Nov 3, 2026.

Email me when Settle changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

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Best Settle Alternatives

Top alternatives based on features, pricing, and user needs.

ServiceTitan logo
ServiceTitan Paid

The #1 software for commercial and residential trades businesses to manage operations and drive growth.

4.4
Jobber logo
Jobber Paid

Streamline operations, win more jobs, and boost profits for home and commercial service businesses.

4.3
ServiceM8 logo
ServiceM8 Freemium

Smart job management software for contractors and service businesses to streamline operations and get more work done.

4.3
Buildxact logo
Buildxact Freemium

All-in-one software for construction professionals, from takeoff to invoice.

4.5
Tradify logo
Tradify Paid

All-in-one job management software for tradespeople to streamline operations and boost profitability.

4.6
See all invoicing tools →

Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Settle vs ServiceTitan Head-to-head: features, pricing, who wins Settle vs Jobber Head-to-head: features, pricing, who wins Settle vs ServiceM8 Head-to-head: features, pricing, who wins

Explore More

Settle FAQ

How does Settle turn a spoken job description into a priced estimate?

You tap the button and describe the job out loud, and Settle writes a priced, line-by-line estimate using your own prices. There is no catalog or template to build before your first estimate, so the first job you quote can be the first job you enter. You then send it from your own phone and the customer approves or pays from a link.

How does Settle compare with Jobber for a one-person trades business?

Settle is scoped to estimating and invoicing for one-person trades, and it deliberately leaves out scheduling, dispatch, time tracking and crew logins. That makes it a narrow, fast tool rather than a full field service platform. If you are weighing it against Jobber, compare those operational capabilities directly in Jobber's own materials, since Settle does not offer them.

Which capabilities does Settle leave out that a growing crew might need?

Settle has no scheduling, dispatch, time tracking or crew logins, and it runs on iPhone only with no Android app and no web app. It also has no QuickBooks sync and no multi-device sync, so accounting data moves out through CSV export. The app is English only and comes from a small team.

What kind of user gets the most out of Settle?

Settle fits one-person trades: plumbers, HVAC techs, electricians, handymen, painters, and pool and lawn pros. It suits a solo operator who quotes on site and wants a priced estimate out fast without building a catalog or template library first. Because there are no crew logins or dispatch tools, it is aimed at the person doing the work rather than at a staffed office.

How is Settle priced?

Settle has a free tier that lets you send unlimited estimates and invoices, with no document caps and no platform fee. Paid plans add more usage and features, including unlimited AI-written drafts. The free plan also includes CSV export.

How do customer payments work in Settle?

A customer approves or pays straight from the link you send, and the money goes to your own Stripe account. Settle never holds funds, so it does not sit between you and your customer's payment. Estimates and invoices carry Viewed, Approved and Paid status so you can see where each one stands.

Does Settle sync with QuickBooks or other accounting software?

Settle does not sync with QuickBooks. The path for accounting data is CSV export, which is available on the free plan as well as paid plans. There is also no multi-device sync, so the app is built around a single iPhone workflow.

How does Settle deliver estimates to customers, and how do I track them?

Estimates go out from your own phone through Messages, Mail or WhatsApp, so the customer hears from your number rather than from a third-party platform. Each one carries Viewed, Approved and Paid status so you can follow it without chasing. The customer can approve or pay directly from the link.

Source: settlejob.com

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