Best Payment Processing Tools in 2026

Eventbrite powers event discovery and ticketing for everything from local workshops to major concerts. Organizers create event pages, sell tickets, and manage check-ins while attendees discover experiences in their area. The platform handles payments, refunds, and analytics so event creators can focus on delivering great experiences.

Stripe is a financial infrastructure platform for internet businesses. Accept payments from anyone, anywhere. Billing handles subscriptions and invoicing. Connect powers marketplace payments. Treasury provides banking as a service. The payments infrastructure that powers millions of businesses from startups to Fortune 500 companies.

Lillio, formerly HiMama, is a comprehensive childcare management software designed to streamline operations for daycare centers and early childhood programs. It helps directors and educators manage administrative tasks, simplify payment processing, and deliver developmentally appropriate curriculum aligned with state standards. The platform aims to save time on manual processes, allowing staff to focus more on engaging with children and providing quality education. Lillio enhances communication between centers and families by providing tools for sharing daily updates, photos, and videos. This fosters greater parent satisfaction and engagement by offering insights into a child's day and developmental progress. The software is built to support the growth and quality of early childhood programs, offering features that benefit educators, directors, and parents alike. The platform is trusted by thousands of childcare centers and is known for its world-class customer support, including dedicated account managers and an award-winning onboarding team. It aims to improve efficiency, parent communication, and curriculum delivery within early learning environments.

Bill.com automates accounts payable and receivable for businesses. Invoices come in, get approved through workflows, and payments go out-without manual data entry or check writing. Vendor management centralizes supplier information. Approval workflows route to the right people. The audit trail shows who approved what. Finance teams drowning in manual payment processes use Bill.com to move money efficiently with proper controls and visibility.

Zeffy is a comprehensive, 100% free fundraising software designed specifically for nonprofits. It offers a wide array of tools to manage various fundraising activities, including donations, event ticketing, raffles, auctions, online stores, peer-to-peer campaigns, and memberships. The platform aims to maximize the funds raised by nonprofits by eliminating all transaction and platform fees, ensuring that organizations keep 100% of every dollar donated. This platform is ideal for any nonprofit organization looking for a robust and cost-effective solution to manage their fundraising efforts. It simplifies the process of collecting payments, tracking donor information, and automating administrative tasks like tax receipts. Zeffy's unique business model relies on optional tips from donors to cover its operational costs, making it a truly free solution for charities of all sizes.

Toast POS is a comprehensive, cloud-based point-of-sale system specifically designed for restaurants. It offers a wide range of functionalities that go beyond basic transaction processing, aiming to streamline operations for various restaurant types, from quick-service to fine dining. The platform integrates front-of-house tools like order entry, payment processing, and table management with back-of-house features such as kitchen display systems (KDS), inventory management, and employee management. Beyond core POS functions, Toast provides integrated solutions for online ordering, delivery management, loyalty programs, and gift cards, helping restaurants expand their reach and enhance customer engagement. It also offers reporting and analytics tools to give owners and managers insights into sales, labor costs, and other key performance indicators. Toast is built on an Android-based hardware ecosystem, providing durable and purpose-built devices for the demanding restaurant environment. It caters to a broad spectrum of restaurant businesses looking for a unified platform to manage their entire operation.

Emburse Spend is a comprehensive spend management platform that leverages purpose-built AI to provide real-time visibility and control over an organization's expenses, travel, invoices, and payments. It automates critical financial processes from receipt creation to reimbursement, ensuring compliance, accuracy, and proactive fraud prevention. The platform is designed for finance teams and organizations of all sizes, offering solutions tailored for small to mid-size companies, mid-size to large companies in Europe, and global enterprises. The core functionality of Emburse Spend revolves around its AI-driven intelligence, which automatically captures, categorizes, and validates spend, enforces policies before submission, and adapts to global tax and currency rules. This transforms spend management from a reactive process to a strategic one, enabling smarter forecasting, risk reduction, and data-driven decision-making. The platform offers a unified mobile experience for managing all aspects of travel and expense, making it convenient for employees and providing finance teams with end-to-end visibility and control.

Tekmetric is a comprehensive cloud-based software platform designed specifically for auto repair shops. It integrates various operational aspects into a single system, enabling shops to manage their entire business from one login. This includes running daily operations, processing payments, and engaging customers. The platform helps auto repair shops streamline workflows, improve efficiency, and enhance customer satisfaction. It offers tools for digital vehicle inspections, estimate building, parts and inventory management, and detailed reporting. Beyond shop management, Tekmetric also provides integrated payment processing solutions like Text-To-Pay and Buy Now, Pay Later options, as well as marketing tools for online booking, automated reminders, scheduled campaigns, and managing Google Reviews. It aims to simplify business operations, speed up cash flow, and foster repeat business for auto repair professionals.

Epos Now Payments Lite provides businesses with a mobile card terminal designed for fast and hassle-free payment processing. It enables merchants to accept EMV Chip & PIN and contactless transactions, including digital wallets like Apple Pay and Google Pay, directly through a Bluetooth connection to an Android device. The system focuses on transparency with flat-rate pricing, no monthly fees, and quick payouts, ensuring businesses receive their earnings within two business days after the initial settlement period. It caters to small businesses seeking a reliable, secure, and easy-to-use solution for managing sales and tracking performance. This payment solution is built for mobility and efficiency, allowing businesses to operate on the go without being tied to a fixed location. It includes features for digital receipt management, simple sales reporting, and robust security measures like PCI 6 and EMV compliance with end-to-end data encryption. The Epos Now Payments Lite terminal is ideal for businesses that require flexibility in accepting payments and value straightforward financial operations.

Spendesk is an all-in-one spend management platform designed to help businesses gain complete control and overview of their company expenses. It centralizes procurement, expense management, and payment processes, enabling finance teams to streamline operations, reduce costs, and save time. The platform offers smart corporate cards with customizable limits, automated invoice management, budget tracking, virtual cards for secure online payments, and simplified expense reporting. Spendesk is ideal for finance teams, managers, and employees across various industries, including agencies, education, technology, hospitality, and healthcare. It aims to eliminate manual tasks, reduce errors, and provide real-time visibility into spending, allowing finance professionals to focus on strategic tasks rather than chasing receipts. The platform integrates seamlessly with existing financial and business tools and emphasizes security with ISO27001 certification, end-to-end encryption, and multi-factor authentication. Key benefits include up to 90% savings in invoice processing costs, 7% reduction in subscription costs, and 4 days faster monthly closings. Spendesk also fosters a healthy spending culture by empowering employees with easy payment methods while maintaining control through pre-approvals and budget dashboards. Their support is highly rated, offering quick response times, personalized onboarding, and multilingual assistance.